Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Community Choice Federal Credit Union

Farmington Hill, MichiganCredit UnionChicago Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Non-Sufficient Funds - NSF$10Below the typical range ($25–$31 nationally)

Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=nsf; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Non-Sufficient Funds - NSF | $10.00 | Money Order (ea.) | $2.00" · Source

ATM & CardVerified

CO-OP ATM Transactions$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #4645. canonical_hint=atm_non_network; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="CO-OP ATM Transactions | Free" · Source
Non-CO-OP ATM Transactions (ea.)$1.75Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=atm_non_network; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Non-CO-OP ATM Transactions (ea.) | $1.75 | *** Excludes accounts with a loan, mortgage, or credit card." · Source

Wire TransfersVerified

Wire - Domestic Outgoing$25Within the typical range ($20–$25 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=wire_domestic_outgoing; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Wire - Domestic Outgoing | $25.00 | exceeding aggregate of" · Source
Wire - Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #4645. canonical_hint=wire_domestic_incoming; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Wire - Incoming | No fee | returned unpaid from an account for which" · Source
Wire - International Outgoing$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=wire_intl_outgoing; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Wire - International Outgoing | $50.00 | $25.00" · Source

Check ServicesVerified

(member deposits an item that is | Temporary Checks (per page)$2Within the typical range ($1–$4 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=counter_check; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Manual ACH/Check Correction | $5.00 | (member deposits an item that is | Temporary Checks (per page)* | $2.00" · Source
Cashier’s Checks (ea.)$3Within the typical range ($3–$6 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=cashiers_check; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Cashier’s Checks (ea.) | $3.00" · Source
Copy of Cancelled Check (ea.)$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=check_image; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Copy of Cancelled Check (ea.) | $3.00" · Source
Manual ACH/Check Correction$5Above the typical range ($1–$4 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=counter_check; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Manual ACH/Check Correction | $5.00 | (member deposits an item that is | Temporary Checks (per page)* | $2.00" · Source
Money Order (ea.)$2Within the typical range ($1.75–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=money_order; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Non-Sufficient Funds - NSF | $10.00 | Money Order (ea.) | $2.00" · Source

Account ServicesVerified

Funds Transfer/Electronic Services | Safe Deposit Box Lost Key$25Within the typical range ($25–$77.50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=safe_deposit_box; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Funds Transfer/Electronic Services | Safe Deposit Box Lost Key | $25.00" · Source
Notary$6Above the typical range ($0–$5 nationally)
$3.50 above the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=notary_fee; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Notary............................................................ $6.00" · Source
overdrawn.) | Safe Deposit Box Drill$200Above the typical range ($25–$77.50 nationally)
$155 above the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=safe_deposit_box; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="overdrawn.) | Safe Deposit Box Drill | $200.00" · Source

Lending FeesVerified

Inactive Account | Skip-a-Payment/Extension$35Above the typical range ($15–$25 nationally)
$10.75 above the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=late_payment; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Inactive Account | Skip-a-Payment/Extension | $35.00" · Source

Other FeesVerified

| Copy of Statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=document_reproduction; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="are closed) | Copy of Statement / $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Non-Sufficient Funds - NSF	$10Below the typical range ($25–$31 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=nsf; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Non-Sufficient Funds - NSF \| $10.00 \| Money Order (ea.) \| $2.00"	Source
ATM & CardVerified
CO-OP ATM Transactions	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #4645. canonical_hint=atm_non_network; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="CO-OP ATM Transactions \| Free"	Source
Non-CO-OP ATM Transactions (ea.)
Wire TransfersVerified
Wire - Domestic Outgoing	$25Within the typical range ($20–$25 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=wire_domestic_outgoing; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Wire - Domestic Outgoing \| $25.00 \| exceeding aggregate of"	Source

Check ServicesVerified
(member deposits an item that is \| Temporary Checks (per page)	$2Within the typical range ($1–$4 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=counter_check; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Manual ACH/Check Correction \| $5.00 \| (member deposits an item that is \| Temporary Checks (per page)* \| $2.00"	Source
Account ServicesVerified
Funds Transfer/Electronic Services \| Safe Deposit Box Lost Key	$25Within the typical range ($25–$77.50 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=safe_deposit_box; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Funds Transfer/Electronic Services \| Safe Deposit Box Lost Key \| $25.00"	Source
Lending FeesVerified
Inactive Account \| Skip-a-Payment/Extension	$35Above the typical range ($15–$25 nationally)	$10.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=late_payment; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="Inactive Account \| Skip-a-Payment/Extension \| $35.00"	Source
Other FeesVerified
\| Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4645. canonical_hint=document_reproduction; text_hash=ac0ed9217132277b452e0255f135a2274bf7764aefe5016ccdf7d7aaae55f307; excerpt="are closed) \| Copy of Statement / $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $10

67% below the national median NSF fee

Total fees: 16 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$2.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.1B

Total deposits

$1.8B

Service charge income (year to date)

$10.3M

Fee income ratio

13.4%

Return on assets

1.35%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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