9 banks and credit unions have branches in Lake Orion. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Lake Orion counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Lake Orion
5 institutions with a branch here
$15
Michigan
114 institutions headquartered in Michigan
$29
U.S.
2,858 institutions in the index
$30
Chosen as the fee whose Lake Orion median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lake Orion with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Lake Orion
9 institutions with a branch here
$34
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
Lake Orion covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 9 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Oxford, MI · 1 branch here
Account not yet known
“Overdraft Item Fee | $35.00”
Credit union, membership rules apply · based in Grand Blanc, MI · 1 branch here
Account not yet known
“If we pay an overdraft item on your behalf using Overdraft Privilage, your account will be charged a fee of $25 for each transaction paid.”
Credit union, membership rules apply · based in Auburn Hills, MI · 1 branch here
Account not yet known
“Discretionary pay Overdraft (per presentment) … $30.00”
Largest banks by local bank deposits
Share of the $829 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Oakland County
Deposits and branches cover the City of Lake Orion. Population and income cover Oakland County, the county with most of Lake Orion's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Oakland County.
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