Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Michigan United Federal Credit Union

Auburn Hills, MichiganCredit UnionChicago Fed districtFees collected Apr 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

CREDIT CARD FEES Statement Copy ........................................................................................$30Above the typical range ($2–$5 nationally)

Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=paper_statement; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$30.00 CREDIT CARD FEES Statement Copy ............................................................................................" · Source

Monthly Account Maintenance ....................................................................$3

$14.50 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=monthly_maintenance; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$3.00 Monthly Account Maintenance ...................................................................." · Source

Monthly Business Account Maintenance ...................................................$5

$12.50 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=monthly_maintenance; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$5.00 Monthly Business Account Maintenance ..................................................." · Source

Monthly New Beginnings Account Maintenance.........................................$7.50

$10 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=monthly_maintenance; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$7.50 Monthly New Beginnings Account Maintenance........................................." · Source

Overdraft & NSFVerified

Overdraft if opted in (per presentment) ......................................................$5Below the typical range ($7.50–$35 nationally)
$20 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=overdraft; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$5.00 Overdraft if opted in (per presentment) ......................................................" · Source
Overdraft Transfer from Savings (per presentment) ...................................$1.50Below the typical range ($7.50–$35 nationally)
$23.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=overdraft; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$1.50 Overdraft Transfer from Savings (per presentment) ..................................." · Source
Returned Draft/ACH - NSF (per presentment) ...........................................$30Within the typical range ($10–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=nsf; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$30.00 Returned Draft/ACH - NSF (per presentment) ..........................................." · Source

ATM & CardVerified

ATM/DEBIT CARD FEES Card Replacement Request ......................................................................$10Within the typical range ($2–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=atm_non_network; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$10.00 ATM/DEBIT CARD FEES Card Replacement Request ......................................................................" · Source
Rush Card Replacement ............................................................................$25Below the typical range ($28.75–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=rush_card; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$25.00 Rush Card Replacement ............................................................................" · Source

Check ServicesVerified

Copy of Check (per check) ..........................................................................$30Above the typical range ($2.25–$6 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=check_image; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$30.00 Copy of Check (per check) .........................................................................." · Source
Stop Payment Draft/ACH (per request) .....................................................$30Within the typical range ($17.50–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=stop_payment; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$30.00 Stop Payment Draft/ACH (per request) ....................................................." · Source

Lending FeesVerified

Business Loan Origination................................................................................$300Above the typical range ($22.50–$125 nationally)
$260 above the national median
Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=loan_origination; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$300.00 Business Loan Origination................................................................................" · Source
Home Equity Loan Late Charge (per month)......................................$25Within the typical range ($15–$25 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=late_payment; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$25.00 Home Equity Loan Late Charge (per month)......................................" · Source
Late Charge (per month) ............................................................................$10Below the typical range ($15–$25 nationally)
$15 below the national median
per month · Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=late_payment; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$10.00 Late Charge (per month) ............................................................................" · Source
LOAN FEES Consumer Loan Late Charge (per month)..................................................$50Above the typical range ($15–$25 nationally)
$25 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=late_payment; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$50.00 LOAN FEES Consumer Loan Late Charge (per month).................................................." · Source
Loan Modification .......................................................................................$25Within the typical range ($22.50–$125 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=loan_origination; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$25.00 Loan Modification ......................................................................................." · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
CREDIT CARD FEES Statement Copy ........................................................................................	$30Above the typical range ($2–$5 nationally)	$27 above the national median	—	Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=paper_statement; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$30.00 CREDIT CARD FEES Statement Copy ............................................................................................"	Source
Monthly Account Maintenance ....................................................................	$3Below the typical range ($5–$200 nationally)	$14.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=monthly_maintenance; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$3.00 Monthly Account Maintenance ...................................................................."	Source
Monthly Business Account Maintenance ...................................................	$5Within the typical range ($5–$200 nationally)	$12.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=monthly_maintenance; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$5.00 Monthly Business Account Maintenance ..................................................."	Source
Monthly New Beginnings Account Maintenance.........................................	$7.50Within the typical range ($5–$200 nationally)	$10 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=monthly_maintenance; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$7.50 Monthly New Beginnings Account Maintenance........................................."	Source
Overdraft & NSFVerified
Overdraft if opted in (per presentment) ......................................................	$5Below the typical range ($7.50–$35 nationally)	$20 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=overdraft; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$5.00 Overdraft if opted in (per presentment) ......................................................"	Source
ATM & CardVerified
ATM/DEBIT CARD FEES Card Replacement Request ......................................................................	$10Within the typical range ($2–$35 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=atm_non_network; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$10.00 ATM/DEBIT CARD FEES Card Replacement Request ......................................................................"	Source
Check ServicesVerified
Copy of Check (per check) ..........................................................................	$30Above the typical range ($2.25–$6 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=check_image; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$30.00 Copy of Check (per check) .........................................................................."	Source
Lending FeesVerified
Business Loan Origination................................................................................	$300Above the typical range ($22.50–$125 nationally)	$260 above the national median	—	Knox deterministic extraction from Rosetta artifact #2003. canonical_hint=loan_origination; text_hash=0e05cf839aeb1136cea82b5fd4164891751ad802905251ce4c39a74fb4654160; excerpt="$300.00 Business Loan Origination................................................................................"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

80% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$349.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$349.3M

Total deposits

$305.0M

Service charge income (year to date)

$540K

Fee income ratio

5.7%

Return on assets

0.51%

Financial profile · Pro

Performance from regulator filings

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