21 banks and credit unions have branches in Holland. The Bank Fee Index holds published fees for 16 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Holland counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Holland
9 institutions with a branch here
$10
Michigan
51 institutions headquartered in Michigan
$5.95
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Holland median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Holland with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $14 to $37.
Median published overdraft fee
Holland
14 institutions with a branch here
$31
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
Holland covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
21 institutions, 14 with a published overdraft fee.
Bank · based in Holland, MI · 8 branches here
Bank · based in Cincinnati, OH · 4 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Columbus, OH · 4 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Hudsonville, MI · 2 branches here
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Grand Rapids, MI · 2 branches here
Account not yet known
“Courtesy Pay | $25.00/occurence”
Credit union, membership rules apply · based in Oshtemo, MI · 2 branches here
Account not yet known
“Paid item (non-Courtesy Pay) | $35.00 per item | each additional item is”
Credit union, membership rules apply · based in Grand Rapids, MI · 2 branches here
Account not yet known
“Courtesy Pay | $30.00/occurrence”
Credit union, membership rules apply · based in Auburn Hills, MI · 2 branches here
Account not yet known
“• Parda Overdraft Privilege ........................................................................................................................................................”
Credit union, membership rules apply · based in St Joseph, MI · 2 branches here
Account not yet known
“imposing a Courtesy Pay fee ($25) for each overdraft we pay.”
Largest banks by local bank deposits
Share of the $2.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Ottawa County
Deposits and branches cover the City of Holland. Population and income cover Ottawa County, the county with most of Holland's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Ottawa County.
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