Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Parda Federal Credit Union

Auburn Hills, MichiganCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF (non-sufficient funds) Withdrawal$33Above the typical range ($25–$31.50 nationally)
$3 above the national median
Source
Parda Overdraft Privilege$33Above the typical range ($25–$32 nationally)
$3 above the national median
Source

Check ServicesVerified

Cashier Check$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Check Copy (Older than 12 months)$15Above the typical range ($2–$5 nationally)
$12 above the national median
Source
Check Copy (Paid within last 12 months)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Counter/Starter Checks (Sheet of 4)$2Within the typical range ($1–$4 nationally)
At the national median
Source
Money Order$3Within the typical range ($1.75–$3 nationally)
$1 above the national median
Source
Parda Check Cashing (Non-Member)$5Within the typical range ($5–$10 nationally)
At the national median
Source
Stop Payments$33Above the typical range ($20–$30 nationally)
$7 above the national median
Source

Other FeesVerified

Skip-A-Payment$35Within the typical range ($22.50–$35 nationally)
$5 above the national median
Source
Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Inactive Account (No activity for 6 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Primary Share Maintenance Fee	$5Within the typical range ($3–$10 nationally)	$0.50 below the national median	per month	—	Source
Research and Reconciliation on Account - 1 hour minimum (Fee refunded if result shows CU error)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
NSF (non-sufficient funds) Withdrawal	$33Above the typical range ($25–$31.50 nationally)	$3 above the national median	—	—	Source
Parda Overdraft Privilege	$33
ATM & CardVerified
Expedited Card Replacement (Additional Fees for International Shipping)	$50Within the typical range ($30–$50 nationally)	$10 above the national median	—	—	Source
Check ServicesVerified
Cashier Check	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	—	Source
Check Copy (Older than 12 months)	$15
Digital & ElectronicVerified
ACH/Automatic Payment Returned	$33Above the typical range ($17.75–$30 nationally)	$6 above the national median	—	—	Source
Account ServicesVerified
Levy or Garnishment	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer Fee (To another institution)	$50Above the typical range ($25–$35 nationally)	$25 above the national median	—	—	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$4Within the typical range ($3–$4.50 nationally)	$0.50 above the national median	—	—	Source
Other FeesVerified
Skip-A-Payment	$35Within the typical range ($22.50–$35 nationally)	$5 above the national median	—	—	Source
Statement Copies	$5

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$217.4M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$217.4M

Total deposits

$189.9M

Service charge income (year to date)

$734K

Fee income ratio

11.2%

Return on assets

0.27%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,727 published fee entries from 2,634 institutions

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