11 banks and credit unions have branches in Grand Haven. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Grand Haven counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Grand Haven
5 institutions with a branch here
$0
Michigan
114 institutions headquartered in Michigan
$29
U.S.
2,858 institutions in the index
$30
Chosen as the fee whose Grand Haven median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Grand Haven with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Grand Haven
8 institutions with a branch here
$33
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
Grand Haven covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 8 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Credit union, membership rules apply · based in Grand Rapids, MI · 2 branches here
Account not yet known
“Courtesy Pay | $30.00/occurrence”
Credit union, membership rules apply · based in Grand Haven, MI · 2 branches here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Hicksville, NY · 1 branch here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Holland, MI · 1 branch here
Bank · based in Sparta, MI · 1 branch here
Credit union, membership rules apply · based in Oshtemo, MI · 1 branch here
Account not yet known
“Paid item (non-Courtesy Pay) | $35.00 per item | each additional item is”
Largest banks by local bank deposits
Share of the $790 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Ottawa County
Deposits and branches cover the City of Grand Haven. Population and income cover Ottawa County, the county with most of Grand Haven's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Ottawa County.
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