5 banks and credit unions have branches in Flat Rock. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Michigan $29 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Flat Rock with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
5 institutions, 4 with a published overdraft fee.
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Muncie, IN · 1 branch here
Account not yet known
“$ 37.00 Overdraft 3”
Credit union, membership rules apply · based in Wyandotte, MI · 1 branch here
Credit union, membership rules apply · based in Romulus, MI · 1 branch here
Account not yet known
“Courtesy Pay $ 29.00 per occurrence”
Largest banks by local bank deposits
Share of the $339 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Wayne County
Deposits and branches cover the City of Flat Rock. Population and income cover Wayne County, the county with most of Flat Rock's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Wayne County.
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