Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Michigan Legacy Federal Credit Union

Wyandotte, MichiganCredit UnionChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Agreements and Disclosures, 7-15-2021 17 Minimum Balance Requirements The minimum deposit to open this account and be pa$500Within the typical range ($9.25–$750 nationally)

Knox deterministic extraction from Rosetta artifact #358. canonical_hint=minimum_balance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="Agreements and Disclosures, 7-15-2021 17 Minimum Balance Requirements The minimum deposit to open this account and be paid dividends is $500" · Source

Minimum Balance Requirements The minimum balance to open this account is$5

$245 below the national median

Knox deterministic extraction from Rosetta artifact #358. canonical_hint=minimum_balance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="Minimum Balance Requirements The minimum balance to open this account is $5" · Source

Minimum Balance Requirements The minimum deposit to open this account and be paid dividends is$100

$150 below the national median

Knox deterministic extraction from Rosetta artifact #358. canonical_hint=minimum_balance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="Minimum Balance Requirements The minimum deposit to open this account and be paid dividends is $100" · Source

Minimum Balance Requirements The minimum required to open this Account is$2,000

$1,750 above the national median

Knox deterministic extraction from Rosetta artifact #358. canonical_hint=minimum_balance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="Minimum Balance Requirements The minimum required to open this Account is $2,000" · Source

There is a monthly maintenance fee on this account if, during any month, the aggregate balance of all your shares fall b$2,500

$2,482.50 above the national median

per month · Knox deterministic extraction from Rosetta artifact #358. canonical_hint=monthly_maintenance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="There is a monthly maintenance fee on this account if, during any month, the aggregate balance of all your shares fall below $2,500, or if the balance of your aggregate loan accoun" · Source

Overdraft & NSFVerified

The available balance in your account at the time of presentment is$15Within the typical range ($7.50–$35 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #358. canonical_hint=overdraft; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="The available balance in your account at the time of presentment is $15.00, but the Credit Union pays the item in accordance with its Courtesy Pay service, Agreements and Disclosur" · Source
The following example illustrates how this works if you have elected both Overdraft Transfer Service and Courtesy Pay Ov$50Above the typical range ($7.50–$35 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #358. canonical_hint=overdraft; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="The following example illustrates how this works if you have elected both Overdraft Transfer Service and Courtesy Pay Overdraft Service: Assume your actual and available balances i" · Source
When the check is presented for payment, because you don’t have$80Above the typical range ($7.50–$35 nationally)
$55 above the national median
Knox deterministic extraction from Rosetta artifact #358. canonical_hint=overdraft; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="When the check is presented for payment, because you don’t have $80 available in your checking account or regular savings account, the item cannot be fully paid using the Overdraft" · Source

ATM & CardVerified

The first$225Above the typical range ($2–$35 nationally)
$215 above the national median
Knox deterministic extraction from Rosetta artifact #358. canonical_hint=atm_non_network; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="The first $225 of funds deposited at an ATM may be available on the same day we receive your deposit" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Agreements and Disclosures, 7-15-2021 17 Minimum Balance Requirements The minimum deposit to open this account and be pa	$500Within the typical range ($9.25–$750 nationally)	$250 above the national median	—	Knox deterministic extraction from Rosetta artifact #358. canonical_hint=minimum_balance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="Agreements and Disclosures, 7-15-2021 17 Minimum Balance Requirements The minimum deposit to open this account and be paid dividends is $500"	Source
Minimum Balance Requirements The minimum balance to open this account is	$5Below the typical range ($9.25–$750 nationally)	$245 below the national median	—	Knox deterministic extraction from Rosetta artifact #358. canonical_hint=minimum_balance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="Minimum Balance Requirements The minimum balance to open this account is $5"	Source
Minimum Balance Requirements The minimum deposit to open this account and be paid dividends is	$100Within the typical range ($9.25–$750 nationally)	$150 below the national median	—	Knox deterministic extraction from Rosetta artifact #358. canonical_hint=minimum_balance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="Minimum Balance Requirements The minimum deposit to open this account and be paid dividends is $100"	Source
Minimum Balance Requirements The minimum required to open this Account is	$2,000Above the typical range ($9.25–$750 nationally)	$1,750 above the national median	—	Knox deterministic extraction from Rosetta artifact #358. canonical_hint=minimum_balance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="Minimum Balance Requirements The minimum required to open this Account is $2,000"	Source
There is a monthly maintenance fee on this account if, during any month, the aggregate balance of all your shares fall b	$2,500Above the typical range ($5–$200 nationally)	$2,482.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #358. canonical_hint=monthly_maintenance; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="There is a monthly maintenance fee on this account if, during any month, the aggregate balance of all your shares fall below $2,500, or if the balance of your aggregate loan accoun"	Source
Overdraft & NSFVerified
The available balance in your account at the time of presentment is	$15Within the typical range ($7.50–$35 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #358. canonical_hint=overdraft; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="The available balance in your account at the time of presentment is $15.00, but the Credit Union pays the item in accordance with its Courtesy Pay service, Agreements and Disclosur"	Source
ATM & CardVerified
The first	$225Above the typical range ($2–$35 nationally)	$215 above the national median	—	Knox deterministic extraction from Rosetta artifact #358. canonical_hint=atm_non_network; text_hash=c79766a50f3ecbf1b10105569977e1216b5ce14f495e025a9625d5007d3dd6eb; excerpt="The first $225 of funds deposited at an ATM may be available on the same day we receive your deposit"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$15

Overdraft fee: $15

40% below the national median overdraft fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$226.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$226.8M

Total deposits

$198.5M

Service charge income (year to date)

$928K

Fee income ratio

13.9%

Return on assets

0.52%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 5,474 verified fees from 1,488 institutions

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