5 banks and credit unions have branches in Wayland. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Massachusetts
Where a fee has enough institutions for a local median, the Wayland median is within 10% of the Massachusetts median on all 1 fee.
Wayland counts institutions with a branch here, wherever headquartered. Massachusetts counts institutions headquartered in the state.
Pick a fee to compare Wayland with Massachusetts and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $10–$35.
Medians for reference: Massachusetts $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 3 with a published overdraft fee.
Bank · based in Newton, MA · 1 branch here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Natick, MA · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Largest banks by local bank deposits
Share of the $580 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Middlesex County
Deposits and branches cover the City of Wayland. Population and income cover Middlesex County, the county with most of Wayland's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Middlesex County.
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