5 banks and credit unions have branches in Sturbridge. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Massachusetts
Sturbridge counts institutions with a branch here, wherever headquartered. Massachusetts counts institutions headquartered in the state.
Sturbridge
5 institutions with a branch here
$30
Massachusetts
127 institutions headquartered in Massachusetts
$25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Sturbridge median sits furthest from Massachusetts's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Sturbridge with Massachusetts and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $30–$35.
Medians for reference: Massachusetts $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 4 with a published overdraft fee.
Credit union, membership rules apply · based in Southbridge, MA · 2 branches here
Account not yet known
“Account Reconciliation (Per Request) .............................................................. $25.00 | Overdraft Charge (Paid Item)***** .....................................”
Bank · based in Spencer, MA · 1 branch here
Account not yet known
“Nonsufficient Funds Fee-Paid*+ | $30.00 per item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Southbridge, MA · 1 branch here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Largest banks by local bank deposits
Share of the $412 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Worcester County
Deposits and branches cover the City of Sturbridge. Population and income cover Worcester County, the county with most of Sturbridge's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Worcester County.
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