Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Cornerstone Bank

Spencer, MassachusettsBankBoston Fed districtFees collected Mar 11, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Research Fee – (1 hour minimum)$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=account_research; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Research Fee – (1 hour minimum)* | $25.00 an hour" · Source

Overdraft & NSFVerified

Nonsufficient Funds Fee-Returned +$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=nsf; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Nonsufficient Funds Fee-Returned*+ | $30.00 per item" · Source
Overdraft Protection Fee$5Below the typical range ($25–$30.59 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=overdraft; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Overdraft Protection Fee | $5.00 per transfer" · Source

ATM & CardVerified

ATM/Debit Card lost or replacement card reorder Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=card_replacement; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="ATM/Debit Card lost or replacement card reorder Fee* | $15.00 per card" · Source

Wire TransfersVerified

Wire Transfer Fees – Domestic Outgoing$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=wire_domestic_outgoing; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Wire Transfer Fees – Domestic Outgoing | $25.00" · Source

Check ServicesVerified

Bank Check Fee$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=cashiers_check; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Bank Check Fee | $5.00 per item (one check free with withdrawal)" · Source
Money Order Fee$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=money_order; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Money Order Fee | $3.00" · Source
Stop Payment Fee (ACH, Checks, Bank Checks or Money Orders)$30Within the typical range ($20–$30 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=stop_payment; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Stop Payment Fee (ACH, Checks, Bank Checks or Money Orders) | $30.00 each" · Source

Account ServicesVerified

Levy Fee$75Within the typical range ($30–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=garnishment_levy; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Levy Fee | $75.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Research Fee – (1 hour minimum)	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=account_research; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Research Fee – (1 hour minimum)* \| $25.00 an hour"	Source
Overdraft & NSFVerified
Nonsufficient Funds Fee-Returned +	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=nsf; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Nonsufficient Funds Fee-Returned*+ \| $30.00 per item"	Source
Overdraft Protection Fee
ATM & CardVerified
ATM/Debit Card lost or replacement card reorder Fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=card_replacement; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="ATM/Debit Card lost or replacement card reorder Fee* \| $15.00 per card"	Source
Wire TransfersVerified
Wire Transfer Fees – Domestic Outgoing	$25Within the typical range ($20–$25 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=wire_domestic_outgoing; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Wire Transfer Fees – Domestic Outgoing \| $25.00"	Source
Check ServicesVerified
Bank Check Fee	$5Within the typical range ($3–$5.50 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=cashiers_check; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Bank Check Fee \| $5.00 per item (one check free with withdrawal)"	Source
Money Order Fee
Account ServicesVerified
Levy Fee	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #7885. canonical_hint=garnishment_levy; text_hash=91d73515d4774d36293bd84a445e3705d68d0cc3f8fae5c81c2895e67c77e102; excerpt="Levy Fee \| $75.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Published fees

Under review

Assets

$2.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.6B

Total deposits

$1.9B

Service charge income

$1.1M

Fee income ratio

5.1%

Return on assets

0.50%

Branches

Service charge income by quarter

Q2 2026$1.1M

Q1 2026$1.2M

Q4 2025$744K

Q3 2025$804K

Financial profile · Pro

Performance from regulator filings

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Based on 25,148 verified fees from 2,202 institutions

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