12 banks and credit unions have branches in Granger. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Indiana
Granger counts institutions with a branch here, wherever headquartered. Indiana counts institutions headquartered in the state.
Granger
7 institutions with a branch here
$15
Indiana
65 institutions headquartered in Indiana
$30
U.S.
2,858 institutions in the index
$30
Chosen as the fee whose Granger median sits furthest from Indiana's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Granger with Indiana and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $37.
Median published overdraft fee
Granger
7 institutions with a branch here
$35
Indiana
62 institutions headquartered in Indiana
$30
U.S.
2,605 institutions in the index
$30
Granger covers every institution with a branch here, wherever it is headquartered. Indiana covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 7 with a published overdraft fee.
Bank · based in South Bend, IN · 3 branches here
Account not yet known
“Overdraft Item Fee | $36 per item | When the current balance in your account is insufficient to cover an item, we may”
Credit union, membership rules apply · based in South Bend, IN · 2 branches here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Evansville, IN · 1 branch here
Bank · based in Warren, PA · 1 branch here
Account not yet known
“Overdraft-Paid Item Fee | $37 per item”
Bank · based in Warsaw, IN · 1 branch here
Account not yet known
“We charge a $35 Overdraft Fee if the transaction is paid or a $15 NSF (Non-Sufficient Funds) Fee if the transaction is returned”
Bank · based in Hicksville, NY · 1 branch here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Bank · based in Whiting, IN · 1 branch here
Account not yet known
“Overdraft Fee - Paid Item | $35.00 - Consumer”
Credit union, membership rules apply · based in South Bend, IN · 1 branch here
Credit union, membership rules apply · based in Elkhart, IN · 1 branch here
Largest banks by local bank deposits
Share of the $536 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: St. Joseph County
Deposits and branches cover the City of Granger. Population and income cover St. Joseph County, the county with most of Granger's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for St. Joseph County.
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