Fee schedule collected Apr 21, 2026 · Financials as of Q1 2026
Verified fees
10
Under review
0
Assets
$7.1B
Fee benchmark score
Not scored
Financials as of
Q1 2026
per month · Per account · Source
per item · Additional fee if ATM is outside the US · Source
per item · Customers only · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Charge-off Processing fee | $30 | per item | Per charged-off account | Source |
| Indemnity Bond Preparation fee | $35 | per item | — | Source |
| Undeliverable Address fee | $6 | per month | Per account | Source |
ATM & CardVerified | ||||
| ATM Non-LCB Usage fees (outside US additional) | $2 | per item | Additional fee if ATM is outside the US | Source |
Wire TransfersVerified | ||||
| Wire Transfer Domestic (customers only) - Incoming | $18 | per item | Customers only | Source |
Check ServicesVerified | ||||
| Foreign Deposited Transaction | $25 | per item | Item drawn on a non US institution even if amount is in US funds - per item | Source |
| Images of processed items on statement | $6 | per item | Per statement (excluding Essential Checking and Getting Ahead Checking accounts) | Source |
Digital & ElectronicVerified | ||||
| ACH personal transfers to another institution - Manual (LCB staff assisted) | $8 | per item | LCB staff assisted, per transaction | Source |
| Lake City Bank Digital Bill Pay - Next day electronic delivery | $5 | per item | Per payment | Source |
Account ServicesVerified | ||||
| Litigation Processing fee (garnishment, tax levy) | $20 | per item | — | Source |
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Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$7.1B
Total deposits
$6.2B
Service charge income
$1.2M
Fee income ratio
1.7%
Return on assets
1.63%
Branches
57
Service charge income by quarter