7 banks and credit unions have branches in Woodstock. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
Woodstock counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
Woodstock
5 institutions with a branch here
$33.74
Illinois
104 institutions headquartered in Illinois
$30
U.S.
2,605 institutions in the index
$30
Chosen as the fee whose Woodstock median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Woodstock with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $28 to $35.
Median published overdraft fee
Woodstock
5 institutions with a branch here
$33.74
Illinois
104 institutions headquartered in Illinois
$30
U.S.
2,605 institutions in the index
$30
Woodstock covers every institution with a branch here, wherever it is headquartered. Illinois covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Chicago, IL · 2 branches here
Bank · based in Woodstock, IL · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Crystal Lake, IL · 1 branch here
Account not yet known
“Overdraft Fee | $33.74”
Bank · based in Marengo, IL · 1 branch here
Account not yet known
“$35 Overdraft Charge Item per transaction paid”
Credit union, membership rules apply · based in Kalamazoo, MI · 1 branch here
Account not yet known
“Courtesy Pay Coverage on Overdraft2 | $28”
Credit union, membership rules apply · based in Bannockburn, IL · 1 branch here
Account not yet known
“SafetyNet Overdraft Fee | $30.00 per item”
Largest banks by local bank deposits
Share of the $670 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: McHenry County
Deposits and branches cover the City of Woodstock. Population and income cover McHenry County, the county with most of Woodstock's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for McHenry County.
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