Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Great Lakes Federal Credit Union

Bannockburn, IllinoisCredit UnionChicago Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Protection transfer from savings or other share account$0Below the typical range ($2.50–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3553. canonical_hint=od_protection_transfer; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Overdraft Protection transfer from savings or other share account | $0.00 per transfer" · Source
Returned Item/Non-Sufficient Funds (NSF) Fee$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=nsf; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Returned Item/Non-Sufficient Funds (NSF) Fee | $30.00 per item" · Source
SafetyNet Overdraft Fee$30Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=overdraft; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="SafetyNet Overdraft Fee | $30.00 per item" · Source

ATM & CardVerified

Out-of-Network ATM Withdrawals$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
per transaction · Knox read a free fee from Rosetta artifact #3553. canonical_hint=atm_non_network; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Out-of-Network ATM Withdrawals | $0.00 per transaction" · Source
Replacement Gift Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=card_replacement; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Replacement Gift Card | $10.00 per card" · Source

Wire TransfersVerified

Domestic Outgoing Money Wire Transfer$25Within the typical range ($20–$25 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=wire_domestic_outgoing; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Domestic Outgoing Money Wire Transfer | $25.00 per item" · Source
International Incoming Wire Transfer$0Below the typical range ($10–$25 nationally)
$15 below the national median
per item · Knox read a free fee from Rosetta artifact #3553. canonical_hint=wire_intl_incoming; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="International Incoming Wire Transfer | $0.00 per item" · Source

Check ServicesVerified

Copy of Check$0Below the typical range ($2–$5 nationally)
$3 below the national median
Knox read a free fee from Rosetta artifact #3553. canonical_hint=check_image; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Copy of Check | $0.00 per copy" · Source
Remove Stop Payment$0Below the typical range ($20–$30 nationally)
$27 below the national median
per item · Knox read a free fee from Rosetta artifact #3553. canonical_hint=stop_payment; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Remove Stop Payment | $0.00 per item" · Source
Rush Request for Official GLCU Check Copy$0Below the typical range ($2–$5 nationally)
$3 below the national median
per item · Knox read a free fee from Rosetta artifact #3553. canonical_hint=check_image; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Rush Request for Official GLCU Check Copy | $0.00 per check" · Source
Stop Payment Check$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=stop_payment; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Stop Payment Check | $25.00 per item" · Source

Digital & ElectronicVerified

Bill Pay Donation eGift$1.99Within the typical range ($0–$12.50 nationally)
$3.01 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=bill_pay; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Bill Pay Donation eGift | $1.99 per item" · Source
Bill Pay eGift$2.99Within the typical range ($0–$12.50 nationally)
$2.01 below the national median
per item · Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=bill_pay; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Bill Pay eGift | $2.99 per item" · Source

Lending FeesVerified

Late Payment Fee$5Below the typical range ($15–$26.50 nationally)
$20 below the national median
per month · Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=late_payment; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Late Payment Fee | $5.00 per month" · Source

Gift & Prepaid CardsVerified

Gift Card$3.50Within the typical range ($3–$4.95 nationally)
$0.13 below the national median
Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=gift_card_purchase; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Gift Card | $3.50 per card" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=dormant_account; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Inactive Account \| $10.00 per quarter"	Source
Overdraft & NSFVerified
Overdraft Protection transfer from savings or other share account	$0Below the typical range ($2.50–$5 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #3553. canonical_hint=od_protection_transfer; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Overdraft Protection transfer from savings or other share account \| $0.00 per transfer"	Source

ATM & CardVerified
Out-of-Network ATM Withdrawals	$0Below the typical range ($1–$3 nationally)	$1.50 below the national median	per transaction	Knox read a free fee from Rosetta artifact #3553. canonical_hint=atm_non_network; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Out-of-Network ATM Withdrawals \| $0.00 per transaction"	Source
Replacement Gift Card
Wire TransfersVerified
Domestic Outgoing Money Wire Transfer	$25Within the typical range ($20–$25 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=wire_domestic_outgoing; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Domestic Outgoing Money Wire Transfer \| $25.00 per item"	Source

Check ServicesVerified
Copy of Check	$0Below the typical range ($2–$5 nationally)	$3 below the national median	—	Knox read a free fee from Rosetta artifact #3553. canonical_hint=check_image; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Copy of Check \| $0.00 per copy"	Source
Remove Stop Payment	$0
Digital & ElectronicVerified
Bill Pay Donation eGift	$1.99Within the typical range ($0–$12.50 nationally)	$3.01 below the national median	per item	Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=bill_pay; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Bill Pay Donation eGift \| $1.99 per item"	Source
Bill Pay eGift
Lending FeesVerified
Late Payment Fee	$5Below the typical range ($15–$26.50 nationally)	$20 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=late_payment; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Late Payment Fee \| $5.00 per month"	Source
Gift & Prepaid CardsVerified
Gift Card	$3.50Within the typical range ($3–$4.95 nationally)	$0.13 below the national median	—	Knox deterministic extraction from Rosetta artifact #3553. canonical_hint=gift_card_purchase; text_hash=36aebab6c84e812cc513c055617ea265a1cc2459b0e1f8de2118ee748047252e; excerpt="Gift Card \| $3.50 per card"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$1.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.4B

Total deposits

$1.2B

Service charge income (year to date)

$2.6M

Fee income ratio

5.7%

Return on assets

0.38%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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