Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Advia Federal Credit Union

Kalamazoo, MichiganCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing (within 90 days)$5Below the typical range ($10–$25 nationally)

ATM & CardVerified

ATM Transactions (non-Advia CU/non-CO-OP Network)$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Source
Card Rush Order$30Within the typical range ($30–$50 nationally)
$10 below the national median
Source
Member-Requested ATM/Debit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$6 nationally)
At the national median
Source
Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Money Orders$3Within the typical range ($1.50–$3 nationally)
$1 above the national median
Source
Non-Member Check Cashing (by credit union staff)$5Within the typical range ($5–$10 nationally)
At the national median
Source
Stop Payment Order – Item Returned/Cancellation$32Above the typical range ($20–$30 nationally)
$6 above the national median
Source
Temporary Checks$4Within the typical range ($1–$4 nationally)
$2 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing (within 90 days)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Account Reopen (within 90 days)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	one time	Only if reopened within 90 days	Source
Account Research/Reconcile	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Inactive Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Paper Statement (Mailed)	$2.50Within the typical range ($2–$4 nationally)	$0.50 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Coverage on Overdraft	$28Within the typical range ($25–$32 nationally)	$2 below the national median	—	—	Source
ATM & CardVerified
ATM Transactions (non-Advia CU/non-CO-OP Network)	$2Within the typical range ($1–$2.50 nationally)	$0.25 above the national median	—	—	Source
Card Rush Order	$30
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$6 nationally)	At the national median	—	—	Source
Check Copy	$5
Account ServicesVerified
Garnishment/Tax Levy/ Subpoena – Legal Processing	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer	$25Within the typical range ($25–$36.25 nationally)	At the national median	—	—	Source
Other FeesVerified
Account History Print (statement copy)	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 18 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$4.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$4.1B

Total deposits

$3.3B

Service charge income (year to date)

$8.1M

Fee income ratio

5.9%

Return on assets

1.10%

Financial profile · Pro

Performance from regulator filings

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