8 banks and credit unions have branches in Round Lake Beach. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
Round Lake Beach counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
Round Lake Beach
5 institutions with a branch here
$9.95
Illinois
64 institutions headquartered in Illinois
$7
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Round Lake Beach median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Round Lake Beach with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $30 to $37.
Median published overdraft fee
Round Lake Beach
5 institutions with a branch here
$34
Illinois
104 institutions headquartered in Illinois
$30
U.S.
2,605 institutions in the index
$30
Round Lake Beach covers every institution with a branch here, wherever it is headquartered. Illinois covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 5 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Antioch, IL · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Credit union, membership rules apply · based in Vernon Hills, IL · 1 branch here
Credit union, membership rules apply · based in lake Forest, IL · 1 branch here
Credit union, membership rules apply · based in Bannockburn, IL · 1 branch here
Account not yet known
“SafetyNet Overdraft Fee | $30.00 per item”
Largest banks by local bank deposits
Share of the $457 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lake County
Deposits and branches cover the City of Round Lake Beach. Population and income cover Lake County, the county with most of Round Lake Beach's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lake County.
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