36 banks and credit unions have branches in the Bloomington metro area. The Bank Fee Index holds published fees for 20 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Illinois
Bloomington metro counts institutions with a branch here, wherever headquartered. Illinois counts institutions headquartered in the state.
Bloomington metro
12 institutions with a branch here
$9
Illinois
64 institutions headquartered in Illinois
$7
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Bloomington metro median sits furthest from Illinois's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Bloomington metro with Illinois and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Bloomington metro
15 institutions with a branch here
$34
Illinois
104 institutions headquartered in Illinois
$30
U.S.
2,605 institutions in the index
$30
Bloomington metro covers every institution with a branch here, wherever it is headquartered. Illinois covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
36 institutions, 15 with a published overdraft fee.
Bank · based in Bloomington, IL · 9 branches here
Bank · based in Champaign, IL · 3 branches here
Bank · based in Wilmington, DE · 3 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Flanagan, IL · 3 branches here
Credit union, membership rules apply · based in Peoria, IL · 3 branches here
Credit union, membership rules apply · based in Normal, IL · 3 branches here
Account not yet known
“Overdraft Courtsey Pay Fee $25.00/transaction | (Assessed on withdrawals not made at one of ISCU ATMs.”
Bank · based in Kansas City, MO · 2 branches here
Account not yet known
“Overdraft/Insuffcient Funds2 | $36”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Monticello, IL · 2 branches here
Largest banks by local bank deposits
Share of the $4.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Bloomington metro's counties
Deposits and branches cover the Bloomington metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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