Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Illinois State Federal Credit Union

Normal, IllinoisCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation (Research)$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Automatic Overdraft Transfer$3Within the typical range ($3–$5 nationally)
$2 below the national median
Source
Overdraft Courtsey Pay Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median
per transaction · Source

ATM & CardVerified

( Not assessed to minor accounts and members over age 62) | Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Source
/check | Non-ISCU ATM Withdrawal$1Within the typical range ($1–$2.50 nationally)
$0.92 below the national median
per item · Source
First Replacement Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Check ServicesVerified

Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source
Money Order Fee$0.75Below the typical range ($1.69–$3 nationally)
$1.25 below the national median
Source
Non-Member Check Cashing Fee$3Below the typical range ($5–$10 nationally)
$2 below the national median
per item · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Source
Teller Check Fee$1Below the typical range ($3–$5.50 nationally)
$4 below the national median
per item · Source

Gift & Prepaid CardsVerified

(One time transfers only, does not apply to recurring transfers.) | Visa Travel Money Card Reload$2Below the typical range ($2.50–$5 nationally)
$2.49 below the national median
Source
Electronic Transfer Fees | Visa Gift Card$2Below the typical range ($3–$4.69 nationally)
$1.50 below the national median
Source

Other FeesVerified

Skip-a-Payment$30Within the typical range ($22.50–$35 nationally)
At the national median
per month · Source
Statement Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
per month · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation (Research)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Mailed Statement Fee	$2Within the typical range ($2–$4.50 nationally)	$1 below the national median	—	—	Source
Overdraft & NSFVerified
Automatic Overdraft Transfer	$3Within the typical range ($3–$5 nationally)	$2 below the national median	—	—	Source
Overdraft Courtsey Pay Fee	$25
ATM & CardVerified
( Not assessed to minor accounts and members over age 62) \| Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
/check \| Non-ISCU ATM Withdrawal	$1
Wire TransfersVerified
Wire Transfer (Incoming/Deposit): International	$40Above the typical range ($10–$25 nationally)	$25 above the national median	—	—	Source
Check ServicesVerified
Check Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median	per item	—	Source
Money Order Fee	$0.75Below the typical range ($1.69–$3 nationally)
Cash & DepositVerified
/transfer \| Cash Advance Fee	$20Above the typical range ($3–$10 nationally)	$15 above the national median	—	—	Source
Gift & Prepaid CardsVerified
(One time transfers only, does not apply to recurring transfers.) \| Visa Travel Money Card Reload	$2Below the typical range ($2.50–$5 nationally)	$2.49 below the national median	—	—	Source
Electronic Transfer Fees \| Visa Gift Card	$2
Other FeesVerified
Skip-a-Payment	$30Within the typical range ($22.50–$35 nationally)	At the national median	per month	—	Source
Statement Copy Fee	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 19 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$248.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$248.6M

Total deposits

$219.3M

Service charge income (year to date)

$1.1M

Fee income ratio

11.5%

Return on assets

0.97%

Financial profile · Pro

Performance from regulator filings

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Based on 39,598 published fee entries from 2,761 institutions

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