32 banks and credit unions have branches in Boise. The Bank Fee Index holds published fees for 20 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Idaho
Boise counts institutions with a branch here, wherever headquartered. Idaho counts institutions headquartered in the state.
Boise
11 institutions with a branch here
$2.50
Idaho
5 institutions headquartered in Idaho
$1.50
U.S.
1,650 institutions in the index
$1.50
Chosen as the fee whose Boise median sits furthest from Idaho's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Boise with Idaho and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Boise
18 institutions with a branch here
$29.50
Idaho
12 institutions headquartered in Idaho
$28.50
U.S.
2,601 institutions in the index
$30
Boise covers every institution with a branch here, wherever it is headquartered. Idaho covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
32 institutions, 18 with a published overdraft fee.
Bank · based in Cincinnati, OH · 11 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Credit union, membership rules apply · based in Chubbuck, ID · 11 branches here
Account not yet known
“Overdraft - each overdraft paid … $24.94”
Bank · based in Sioux Falls, SD · 9 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 5 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Burley, ID · 5 branches here
Bank · based in Kalispell, MT · 5 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Cleveland, OH · 4 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Billings, MT · 4 branches here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Credit union, membership rules apply · based in Spokane Valley, WA · 4 branches here
Account not yet known
“Insufficient funds and Courtesy Pay fee … $29.00 each”
Bank · based in Seattle, WA · 3 branches here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Largest banks by local bank deposits
Share of the $11.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Ada County
Deposits and branches cover the City of Boise. Population and income cover Ada County, the county with most of Boise's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Ada County.
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