17 banks and credit unions have branches in the Dubuque metro area. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Iowa
Where a fee has enough institutions for a local median, the Dubuque metro median is within 10% of the Iowa median on all 7 fees.
Dubuque metro counts institutions with a branch here, wherever headquartered. Iowa counts institutions headquartered in the state.
Pick a fee to compare Dubuque metro with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Dubuque metro
8 institutions with a branch here
$30
Iowa
73 institutions headquartered in Iowa
$30
U.S.
2,605 institutions in the index
$30
Dubuque metro covers every institution with a branch here, wherever it is headquartered. Iowa covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
17 institutions, 8 with a published overdraft fee.
Bank · based in Dubuque, IA · 8 branches here
Bank · based in Kansas City, MO · 7 branches here
Account not yet known
“Overdraft Charge 5 | $36.00 per item”
Bank · based in Green Bay, WI · 7 branches here
Account not yet known
“Overdraft Fees-(Paid NSF ltem(s) Fee) $35.00”
Credit union, membership rules apply · based in Dubuque, IA · 7 branches here
Credit union, membership rules apply · based in Dubuque, IA · 6 branches here
Account not yet known
“HIGH YIELD, MONEY MARKET AND HEALTH SAVINGS ACCOUNTS | Overdraft Fee* $30.00 + tax per item”
Bank · based in Dubuque, IA · 3 branches here
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Edgewood, IA · 2 branches here
Account not yet known
“Overdraft per item (Consumer limit of 5 per day) ** | $30.00”
Credit union, membership rules apply · based in Dubuque, IA · 2 branches here
Bank · based in Dubuque, IA · 1 branch here
Largest banks by local bank deposits
Share of the $3.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Dubuque metro's counties
Deposits and branches cover the Dubuque metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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