Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Dutrac Community Federal Credit Union

Dubuque, IowaCredit UnionChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Fee$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

0.000% 0.000% 0.050% Automatic Overdraft transfer or Loan Advance$5Within the typical range ($3–$5 nationally)
At the national median
per year · Source
Returned Item Fee$30Within the typical range ($25–$31 nationally)
At the national median
Source

ATM & CardVerified

Interest Credited Monthly Monthly Monthly Rush Lost Credit/Debit Card Fee$45Within the typical range ($30–$50 nationally)
$5 above the national median
per month · Source
Interest Period Calendar Month Calendar Month Calendar Month Lost ATM Card Replacement$7Within the typical range ($5–$10 nationally)
$3 below the national median
Source

Wire TransfersVerified

Incoming Wire Transfer$10Within the typical range ($5–$15 nationally)
At the national median
Source
Outgoing Domestic Wire Transfer$25Within the typical range ($20–$25 nationally)
At the national median
Source
Outgoing Domestic Wire Transfer$30Above the typical range ($20–$25 nationally)
$5 above the national median
Source
Outgoing Foreign Wire Transfer$55Above the typical range ($40–$50 nationally)
$5 above the national median
Source
Outgoing Foreign Wire Transfer$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Money Order Fee$3Within the typical range ($1.50–$3 nationally)
$1 above the national median
Source
Tiers Interest Rate Interest Rate Interest Rate Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source

Account ServicesVerified

Compliance with Garnishment/Levy$50Within the typical range ($30–$75 nationally)
At the national median
Source
Late Safe Deposit Box Rental Fee$10Below the typical range ($30–$70 nationally)
$35 below the national median
Source
Lost Key Fee$20Below the typical range ($30–$70 nationally)
$25 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Account Research Fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Inactive Relationship Fee	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
Overdraft & NSFVerified
0.000% 0.000% 0.050% Automatic Overdraft transfer or Loan Advance	$5Within the typical range ($3–$5 nationally)	At the national median	per year	—	Source
Returned Item Fee	$30
ATM & CardVerified
Interest Credited Monthly Monthly Monthly Rush Lost Credit/Debit Card Fee	$45Within the typical range ($30–$50 nationally)	$5 above the national median	per month	—	Source
Interest Period Calendar Month Calendar Month Calendar Month Lost ATM Card Replacement	$7
Wire TransfersVerified
Incoming Wire Transfer	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Outgoing Domestic Wire Transfer	$25
Check ServicesVerified
Money Order Fee	$3Within the typical range ($1.50–$3 nationally)	$1 above the national median	—	—	Source
Tiers Interest Rate Interest Rate Interest Rate Stop Payment Fee	$30
Account ServicesVerified
Compliance with Garnishment/Levy	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Late Safe Deposit Box Rental Fee	$10
Retirement & IRAVerified
IRA Direct Transfer Fee	$25Within the typical range ($25–$35 nationally)	At the national median	—	—	Source
Other FeesVerified
) Statement Copy or Account History	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source

Fee change alerts

Get an email when Dutrac Community Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Dutrac Community Federal Credit Union? Request a report against local competitors

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 19 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$1.3B

Work at Dutrac Community Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. Priced on request: we reply within one business day with scope and price.

Request the report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.3B

Total deposits

$1.1B

Service charge income (year to date)

$2.2M

Fee income ratio

6.1%

Return on assets

0.96%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 46,469 published fee entries from 2,884 institutions

See pricing