9 banks and credit unions have branches in Altoona. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Iowa
Altoona counts institutions with a branch here, wherever headquartered. Iowa counts institutions headquartered in the state.
Altoona
5 institutions with a branch here
$15
Iowa
59 institutions headquartered in Iowa
$5.87
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Altoona median sits furthest from Iowa's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Altoona with Iowa and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Altoona
5 institutions with a branch here
$34
Iowa
73 institutions headquartered in Iowa
$30
U.S.
2,605 institutions in the index
$30
Altoona covers every institution with a branch here, wherever it is headquartered. Iowa covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 5 with a published overdraft fee.
Bank · based in Ames, IA · 1 branch here
Bank · based in Billings, MT · 1 branch here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Bank · based in West Des Moines, IA · 1 branch here
Account not yet known
“• Overdraft Fee: $35.00 per item**”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Ankeny, IA · 1 branch here
Bank · based in Des Moines, IA · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Johnston, IA · 1 branch here
Credit union, membership rules apply · based in North Liberty, IA · 1 branch here
Account not yet known
“OD Privilege* (Overdrafts - Created by check, | $29.00/Item**”
Largest banks by local bank deposits
Share of the $628 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Polk County
Deposits and branches cover the City of Altoona. Population and income cover Polk County, the county with most of Altoona's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Polk County.
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