Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Bank Iowa

West Des Moines, IowaBankChicago Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Account Closure (90 days of opening)$30Above the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Overdraft Fee$35Above the typical range ($25–$32 nationally)
$5 above the national median
per item · Source
Returned Item Fee (NSF)$35Above the typical range ($25–$31.50 nationally)
$5 above the national median
per item · Source

ATM & CardVerified

DEBIT CARD Foreign ATM Withdrawal Fee$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
per transaction · Source
Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source
Debit Card Rush Replacement$60Above the typical range ($30–$50 nationally)
$20 above the national median
Source

Check ServicesVerified

Counter Checks$2Within the typical range ($1–$4 nationally)
At the national median
per item · Source
Non-Customer Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Stop Payment Request$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source

Account ServicesVerified

ACCOUNTS Garnishments , Subpoenas and Levies$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
NON-CUSTOMER Notary Fee - Non-Customer$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Early Account Closure (90 days of opening)	$30Above the typical range ($10–$25 nationally)	$15 above the national median	—	—	Source
Foreign Ck Handling Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national median	per item	per item	Source
Research Fee	$50Above the typical range ($20–$25 nationally)	$25 above the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$35Above the typical range ($25–$32 nationally)	$5 above the national median	per item	—	Source
Returned Item Fee (NSF)	$35
ATM & CardVerified
DEBIT CARD Foreign ATM Withdrawal Fee	$2Within the typical range ($1–$2.50 nationally)	$0.25 above the national median	per transaction	—	Source
Debit Card Replacement	$10
Check ServicesVerified
Counter Checks	$2Within the typical range ($1–$4 nationally)	At the national median	per item	—	Source
Non-Customer Check Cashing Fee	$5
Account ServicesVerified
ACCOUNTS Garnishments , Subpoenas and Levies	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	—	Source
NON-CUSTOMER Notary Fee - Non-Customer	$10
Other FeesVerified
STATEMENTS Statement Reprint	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 14 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$2.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.3B

Total deposits

$2.0B

Service charge income

$604K

Fee income ratio

2.5%

Return on assets

1.37%

Branches

Service charge income by quarter

Q2 2026$604K

Q1 2026$548K

Q4 2025$604K

Q3 2025$695K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,892 published fee entries from 2,651 institutions

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