7 banks and credit unions have branches in Thomson. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Thomson counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Thomson
5 institutions with a branch here
$2.50
Georgia
26 institutions headquartered in Georgia
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Thomson median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Thomson with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Thomson
5 institutions with a branch here
$32
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Thomson covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Louisville, GA · 1 branch here
Account not yet known
“QNBT’s standard N S F / Overdraft Item Charge of $32 will be assessed for NSFs/Overdrafts created by checks,”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Lincolnton, GA · 1 branch here
Credit union, membership rules apply · based in North Augusta, SC · 1 branch here
Largest banks by local bank deposits
Share of the $447 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: McDuffie County
Deposits and branches cover the City of Thomson. Population and income cover McDuffie County, the county with most of Thomson's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for McDuffie County.
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