Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Srp Federal Credit Union

North Augusta, South CarolinaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Basic Checking Monthly Service Fee (Not assessed on Fiduciary Account types)$10Within the typical range ($4–$12.63 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=monthly_maintenance; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Basic Checking Monthly Service Fee (Not assessed on Fiduciary Account types) | $10.00/month" · Source

Early Membership Closure (Closed within 90 days of opening)$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=early_closure; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Early Membership Closure (Closed within 90 days of opening) | $10.00" · Source

Mailed Statement (viii)$1

$2 below the national median

per month · Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=paper_statement; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Mailed Statement (viii) | $1.00/month" · Source

Regular Checking Monthly Service Fee$0

$6.13 below the national median

per month · Knox read a free fee from Rosetta artifact #3281. canonical_hint=monthly_maintenance; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Regular Checking Monthly Service Fee | $0.00/item" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) (i)$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=nsf; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Non-Sufficient Funds (NSF) (i) | $35.00/presentment" · Source
Overdraft Privilege (Fee is assessed on the amount of the negative Available Balance change after the item is posted. If$35Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=overdraft; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Overdraft Privilege (Fee is assessed on the amount of the negative Available Balance change after the item is posted. If the negative Available Balance change is:) | Up to $35.00/p" · Source
Overdraft Protection (ii)$2Below the typical range ($20–$30 nationally)
$26 below the national median
Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=overdraft; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Overdraft Protection (ii) | $2.00/transfer" · Source

Wire TransfersVerified

Wire Transfer (Outgoing, domestic)$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=wire_domestic_outgoing; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Wire Transfer (Outgoing, domestic) | $20.00/request" · Source

Check ServicesVerified

Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=check_image; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Check Copy | $2.00/check" · Source
Stop Payment Order$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=stop_payment; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Stop Payment Order | $35.00/item" · Source

Digital & ElectronicVerified

Automated Clearing House (ACH) Origination (Loan payments made via telephone)$5Within the typical range ($5–$20 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=ach_origination; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Automated Clearing House (ACH) Origination (Loan payments made via telephone) | $5.00/transaction" · Source

Account ServicesVerified

Legal Process (Tax levies, garnishments, etc.)$50Within the typical range ($25–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=legal_process; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Legal Process (Tax levies, garnishments, etc.) | $50.00/occurence" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Basic Checking Monthly Service Fee (Not assessed on Fiduciary Account types)	$10Within the typical range ($4–$12.63 nationally)	$3.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=monthly_maintenance; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Basic Checking Monthly Service Fee (Not assessed on Fiduciary Account types) \| $10.00/month"	Source
Early Membership Closure (Closed within 90 days of opening)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=early_closure; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Early Membership Closure (Closed within 90 days of opening) \| $10.00"	Source
Mailed Statement (viii)	$1Below the typical range ($2–$5 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=paper_statement; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Mailed Statement (viii) \| $1.00/month"	Source
Regular Checking Monthly Service Fee	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	per month	Knox read a free fee from Rosetta artifact #3281. canonical_hint=monthly_maintenance; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Regular Checking Monthly Service Fee \| $0.00/item"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) (i)	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=nsf; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Non-Sufficient Funds (NSF) (i) \| $35.00/presentment"	Source
Overdraft Privilege (Fee is assessed on the amount of the negative Available Balance change after the item is posted. If
Wire TransfersVerified
Wire Transfer (Outgoing, domestic)	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=wire_domestic_outgoing; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Wire Transfer (Outgoing, domestic) \| $20.00/request"	Source
Check ServicesVerified
Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=check_image; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Check Copy \| $2.00/check"	Source
Stop Payment Order	$35
Digital & ElectronicVerified
Automated Clearing House (ACH) Origination (Loan payments made via telephone)	$5Within the typical range ($5–$20 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=ach_origination; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Automated Clearing House (ACH) Origination (Loan payments made via telephone) \| $5.00/transaction"	Source
Account ServicesVerified
Legal Process (Tax levies, garnishments, etc.)	$50Within the typical range ($25–$100 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3281. canonical_hint=legal_process; text_hash=e81a4138ca3431a786284cbb11d10ae66ac4a91c66f79e307a89af1eb9c3fc21; excerpt="Legal Process (Tax levies, garnishments, etc.) \| $50.00/occurence"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

25% above the national median overdraft fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$2.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.1B

Total deposits

$1.8B

Service charge income (year to date)

$8.7M

Fee income ratio

11.2%

Return on assets

1.34%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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