31 banks and credit unions have branches in the Macon-Bibb County metro area. The Bank Fee Index holds published fees for 21 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Macon-Bibb County metro counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Macon-Bibb County metro
13 institutions with a branch here
$2.50
Georgia
26 institutions headquartered in Georgia
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Macon-Bibb County metro median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Macon-Bibb County metro with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Macon-Bibb County metro
15 institutions with a branch here
$30
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Macon-Bibb County metro covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
31 institutions, 15 with a published overdraft fee.
Bank · based in Columbus, OH · 8 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Charlotte, NC · 6 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in Macon, GA · 6 branches here
Credit union, membership rules apply · based in Warner Robins, GA · 6 branches here
Account not yet known
“**Bounce Protection Overdraft: Checks, ACH, Transactions not listed below** | $25.00 (each submission/resubmission)”
Bank · based in Tallahassee, FL · 4 branches here
Account not yet known
“Overdraft Item Fee* | $35”
Bank · based in Tupelo, MS · 3 branches here
Bank · based in Little Rock, AR · 3 branches here
Account not yet known
“An overdraft fee of $35 per item will apply, whether the overdraft is caused by check, in-person withdrawal, or electronic means.”
Credit union, membership rules apply · based in Macon, GA · 3 branches here
Account not yet known
“ATM Overdraft Fee | $28.00/Item”
Credit union, membership rules apply · based in Dothan, AL · 3 branches here
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Largest banks by local bank deposits
Share of the $5.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Macon-Bibb County metro's counties
Deposits and branches cover the Macon-Bibb County metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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