Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

Capital City Bank

Tallahassee, FloridaBankAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed Within 180 Days of Opening Fee$30Above the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=early_closure; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Account Closed Within 180 Days of Opening Fee | $30" · Source

Account Reconciliation or Research Fee, per hour (one hour minimum)$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=account_research; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Account Reconciliation or Research Fee, per hour (one hour minimum) | $25" · Source

Dormant Service Charge, per month (FL and AL)$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=dormant_account; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Dormant Service Charge, per month (FL and AL) | $10" · Source

Dormant Service Charge, per month (GA)$5

At the national median

Inactive Account Closing Fee$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=dormant_account; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Inactive Account Closing Fee | $10" · Source

Overdraft & NSFVerified

Commercial Account Continuous Overdraft Fee^$5Within the typical range ($5–$25 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=continuous_od; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Commercial Account Continuous Overdraft Fee^ | $5" · Source
Overdraft Item Fee$35Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=overdraft; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Overdraft Item Fee* | $35" · Source
Overdraft Protection Transfer fee, per daily transfer (from Checking, Savings, Lines of Credit and CheckLoans)$10Above the typical range ($2.50–$5 nationally)
$5 above the national median
per day · Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=od_protection_transfer; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Overdraft Protection Transfer fee, per daily transfer (from Checking, Savings, Lines of Credit and CheckLoans) | $10" · Source

ATM & CardVerified

Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=card_replacement; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Debit Card Replacement Fee | $10" · Source
Expedited Card Delivery Fee$35Within the typical range ($30–$50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=rush_card; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Expedited Card Delivery Fee | $35" · Source

Wire TransfersVerified

Wire Transfers: Incoming Domestic Fee$25Above the typical range ($7.75–$15 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=wire_domestic_incoming; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Incoming Domestic Fee | $25" · Source
Wire Transfers: Incoming International Fee$25Within the typical range ($10–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=wire_intl_incoming; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Incoming International Fee | $25" · Source
Wire Transfers: Outgoing Domestic Fee$35Above the typical range ($20–$25 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=wire_domestic_outgoing; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Outgoing Domestic Fee | $35" · Source
Wire Transfers: Outgoing International Fee$75Above the typical range ($40–$50 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=wire_intl_outgoing; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Outgoing International Fee | $75" · Source

Check ServicesVerified

Pre-printed Temporary Checks (12 checks)$5Above the typical range ($1–$4 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=counter_check; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Pre-printed Temporary Checks (12 checks) | $5" · Source
Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=stop_payment; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Stop Payment Fee | $35" · Source

Cash & DepositVerified

Item Chargeback Fee, per item$9Below the typical range ($9.50–$25 nationally)
$6 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=deposited_item_return; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Item Chargeback Fee, per item | $9" · Source
Night Depository Key, per additional key$15Within the typical range ($5–$20 nationally)
$1.25 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=night_deposit; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Night Depository Key, per additional key | $15" · Source
Zipper Bag Fee$5Within the typical range ($5–$20 nationally)
$8.75 below the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=night_deposit; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Zipper Bag Fee | $5" · Source

Account ServicesVerified

Box Drilling Fee (both keys lost)$250Above the typical range ($25–$80 nationally)
$210 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=safe_deposit_box; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Box Drilling Fee (both keys lost) | $250" · Source
Deposit Account Verification Fee$25Above the typical range ($5–$16.13 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=account_verification; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Deposit Account Verification Fee | $25" · Source
Garnishment Fee††$175Above the typical range ($25–$75 nationally)
$125 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=garnishment_levy; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Garnishment Fee†† | $175" · Source
Levy Fee$150Above the typical range ($25–$75 nationally)
$100 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=garnishment_levy; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Levy Fee | $150" · Source

Other FeesVerified

Duplicate Statement Fee, per duplicate statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=document_reproduction; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Duplicate Statement Fee, per duplicate statement | $5" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed Within 180 Days of Opening Fee	$30Above the typical range ($10–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=early_closure; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Account Closed Within 180 Days of Opening Fee \| $30"	Source
Account Reconciliation or Research Fee, per hour (one hour minimum)	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=account_research; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Account Reconciliation or Research Fee, per hour (one hour minimum) \| $25"	Source
Dormant Service Charge, per month (FL and AL)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=dormant_account; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Dormant Service Charge, per month (FL and AL) \| $10"	Source
Dormant Service Charge, per month (GA)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=dormant_account; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Dormant Service Charge, per month (GA) \| $5"	Source
Inactive Account Closing Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=dormant_account; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Inactive Account Closing Fee \| $10"	Source
Overdraft & NSFVerified
Commercial Account Continuous Overdraft Fee^	$5Within the typical range ($5–$25 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=continuous_od; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Commercial Account Continuous Overdraft Fee^ \| $5"	Source
Overdraft Item Fee
ATM & CardVerified
Debit Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=card_replacement; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Debit Card Replacement Fee \| $10"	Source
Expedited Card Delivery Fee
Wire TransfersVerified
Wire Transfers: Incoming Domestic Fee	$25Above the typical range ($7.75–$15 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=wire_domestic_incoming; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Incoming Domestic Fee \| $25"	Source
Wire Transfers: Incoming International Fee
Check ServicesVerified
Pre-printed Temporary Checks (12 checks)	$5Above the typical range ($1–$4 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=counter_check; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Pre-printed Temporary Checks (12 checks) \| $5"	Source
Stop Payment Fee
Cash & DepositVerified
Item Chargeback Fee, per item	$9Below the typical range ($9.50–$25 nationally)	$6 below the national median	per item	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=deposited_item_return; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Item Chargeback Fee, per item \| $9"	Source
Night Depository Key, per additional key
Account ServicesVerified
Box Drilling Fee (both keys lost)	$250Above the typical range ($25–$80 nationally)	$210 above the national median	—	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=safe_deposit_box; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Box Drilling Fee (both keys lost) \| $250"	Source
Deposit Account Verification Fee
Other FeesVerified
Duplicate Statement Fee, per duplicate statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4179. canonical_hint=document_reproduction; text_hash=3ba8eb5a158b2943bc85c5179b9ac1313fbd979f23be8c85f9edfebd53a64da9; excerpt="Duplicate Statement Fee, per duplicate statement \| $5"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

25% above the national median overdraft fee

Total fees: 24 — leaner than most institutions

Verified fees

Under review

Assets

$4.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$4.4B

Total deposits

$3.8B

Service charge income

$5.7M

Fee income ratio

8.7%

Return on assets

1.53%

Branches

Service charge income by quarter

Q2 2026$5.7M

Q1 2026$5.6M

Q4 2025$5.8M

Q3 2025$5.9M

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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