23 banks and credit unions have branches in Augusta. The Bank Fee Index holds published fees for 19 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Georgia
Augusta counts institutions with a branch here, wherever headquartered. Georgia counts institutions headquartered in the state.
Augusta
13 institutions with a branch here
$3
Georgia
26 institutions headquartered in Georgia
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Augusta median sits furthest from Georgia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Augusta with Georgia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Augusta
17 institutions with a branch here
$34
Georgia
50 institutions headquartered in Georgia
$32
U.S.
2,605 institutions in the index
$30
Augusta covers every institution with a branch here, wherever it is headquartered. Georgia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
23 institutions, 17 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 4 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 4 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in North Augusta, SC · 4 branches here
Bank · based in Winter Haven, FL · 3 branches here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Louisville, GA · 2 branches here
Account not yet known
“QNBT’s standard N S F / Overdraft Item Charge of $32 will be assessed for NSFs/Overdrafts created by checks,”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Birmingham, AL · 2 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Aiken, SC · 2 branches here
Largest banks by local bank deposits
Share of the $4.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Richmond County
Deposits and branches cover the City of Augusta. Population and income cover Richmond County, the county with most of Augusta's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Richmond County.
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