5 banks and credit unions have branches in Alachua. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Florida
Alachua counts institutions with a branch here, wherever headquartered. Florida counts institutions headquartered in the state.
Alachua
5 institutions with a branch here
$30
Florida
75 institutions headquartered in Florida
$25
U.S.
2,629 institutions in the index
$25
Chosen as the fee whose Alachua median sits furthest from Florida's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Alachua with Florida and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $35–$40.
Medians for reference: Florida $30 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 3 with a published overdraft fee.
Bank · based in Tallahassee, FL · 1 branch here
Account not yet known
“Overdraft Item Fee* | $35”
Bank · based in Tupelo, MS · 1 branch here
Credit union, membership rules apply · based in Gainesville, FL · 1 branch here
Account not yet known
“CAMPUS Courtesy Pay (Checks and ACH) | $35.00”
Credit union, membership rules apply · based in Gainesville, FL · 1 branch here
Account not yet known
“Non-Sufficient Funds (NSF) / Courtesy Pay Fees*:share draft or electronic item (each) … $40.00Replace Visa Debit Card …”
Credit union, membership rules apply · based in Jacksonville, FL · 1 branch here
Largest banks by local bank deposits
Share of the $126 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Alachua County
Deposits and branches cover the City of Alachua. Population and income cover Alachua County, the county with most of Alachua's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Alachua County.
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