Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Campus Usa Federal Credit Union

Gainesville, FloridaCredit UnionAtlanta Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Bad Address$15Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

CAMPUS Courtesy Pay (Checks and ACH)$35Above the typical range ($25–$32 nationally)
$5 above the national median
Source
Non-Sufficient Funds (NSF) - Returned Check/ACH$35Above the typical range ($25–$31.50 nationally)
$5 above the national median
Source

ATM & CardVerified

Other ATM Networks$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Source
Replace Lost/Mutilated Credit Card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source

Check ServicesVerified

Cashiers Check$8Above the typical range ($3–$5.50 nationally)
$3 above the national median
Source
Check Cashing (members)$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Check Cashing (non-members)$7.50Within the typical range ($5–$10 nationally)
$2.50 above the national median
per item · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source
Temporary Checks$3Within the typical range ($1–$4 nationally)
$1 above the national median
Source

Account ServicesVerified

Balance Inquiry (from representative)$5Above the typical range ($1–$2 nationally)
$4 above the national median
Source
Mortgage Subordination$100Within the typical range ($41.25–$150 nationally)
At the national median
Source
Notary$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Source
Tax Levies, Garnishments$75Within the typical range ($30–$75 nationally)
$25 above the national median
Source
transfer/balance inquiry$1Within the typical range ($1–$2 nationally)
At the national median
Source
Verification of Deposit$15Within the typical range ($7.46–$15 nationally)
$5 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Bad Address	$15Below the typical range ($20–$25 nationally)	$10 below the national median	per month	—	Source
Dormant Accounts – no activity for over one year with a	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	—	Source
Early Account Closing (within one year of open date)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Fax for Mortgage Payoff	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Overdraft & NSFVerified
CAMPUS Courtesy Pay (Checks and ACH)	$35Above the typical range ($25–$32 nationally)	$5 above the national median	—	—	Source
Non-Sufficient Funds (NSF) - Returned Check/ACH	$35
ATM & CardVerified
Other ATM Networks	$2Within the typical range ($1–$2.50 nationally)	$0.25 above the national median	—	—	Source
Replace Lost/Mutilated Credit Card	$15
Wire TransfersVerified
Wire transfer - Domestic \| Outgoing	$35Above the typical range ($20–$25 nationally)	$10 above the national median	—	—	Source
Check ServicesVerified
Cashiers Check	$8Above the typical range ($3–$5.50 nationally)	$3 above the national median	—	—	Source
Check Cashing (members)	$5
Digital & ElectronicVerified
Online Bill Pay (no fee with “Free Checking”)	$2.95Within the typical range ($0–$11.13 nationally)	$2 below the national median	per month	—	Source
Cash & DepositVerified
Deposit Check Returned (maker/payee the same)	$35Above the typical range ($10–$25 nationally)	$20 above the national median	—	—	Source
Account ServicesVerified
Balance Inquiry (from representative)	$5Above the typical range ($1–$2 nationally)	$4 above the national median	—	—	Source
Mortgage Subordination	$100

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 22 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$4.0B

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$4.0B

Total deposits

$3.4B

Service charge income (year to date)

$7.7M

Fee income ratio

6.5%

Return on assets

1.26%

Financial profile · Pro

Performance from regulator filings

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