19 banks and credit unions have branches in the Grand Junction metro area. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Colorado
Grand Junction metro counts institutions with a branch here, wherever headquartered. Colorado counts institutions headquartered in the state.
Grand Junction metro
6 institutions with a branch here
$8
Colorado
40 institutions headquartered in Colorado
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Grand Junction metro median sits furthest from Colorado's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Grand Junction metro with Colorado and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Grand Junction metro
11 institutions with a branch here
$30
Colorado
52 institutions headquartered in Colorado
$30
U.S.
2,605 institutions in the index
$30
Grand Junction metro covers every institution with a branch here, wherever it is headquartered. Colorado covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
19 institutions, 11 with a published overdraft fee.
Bank · based in Glenwood Springs, CO · 5 branches here
Account not yet known
“Our standard NSF paid item fee is $15.00”
Bank · based in Heber City, UT · 5 branches here
Bank · based in Cincinnati, OH · 4 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Denver, CO · 4 branches here
Account not yet known
“Overdraft Fee | $20.00 per transaction paid by the bank when there are non-sufficient funds within the account”
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Fort Collins, CO · 3 branches here
Account not yet known
“We will charge our normal NSF paid item fee/NSF returned item fee of $10 per item for overdraft items of $10 or less or $32 per item for overdraft items over $10 whether”
Bank · based in Chicago, IL · 3 branches here
Credit union, membership rules apply · based in Grand Junction, CO · 3 branches here
Account not yet known
“Overdraft (to include ACH, checks, and debit card transactions) | $30.00 / Item”
Bank · based in Kalispell, MT · 2 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Salt Lake City, UT · 2 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Largest banks by local bank deposits
Share of the $3.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Grand Junction metro's counties
Deposits and branches cover the Grand Junction metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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