Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Coloramo Federal Credit Union

Grand Junction, ColoradoCredit UnionKansas City Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation (1 Hour Min.)$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Insufficient Funds Fee (to include ACH and check transactions)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source
Overdraft (to include ACH, checks, and debit card transactions)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source

Wire TransfersVerified

Domestic Wire Transfer (Incoming)$5Within the typical range ($5–$15 nationally)
$5 below the national median
Source
Domestic Wire Transfer (Outgoing)$25Within the typical range ($20–$25 nationally)
$1.50 above the national median
Source

Check ServicesVerified

Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
Source
Teller Check$7Above the typical range ($3–$5 nationally)
$2 above the national median
per item · Source
Temporary Checks$10Above the typical range ($1–$4 nationally)
$8 above the national median
Source

Cash & DepositVerified

Cash Advance Over the Phone/ In Person$5Within the typical range ($3–$10 nationally)
At the national median
Source
Coin Processing (Minor Accounts)$0Within the typical range ($0–$5 nationally)
$2 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation (1 Hour Min.)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Account Research - Member account research (1 Hour Min.)	$50Above the typical range ($20–$25 nationally)	$25 above the national median	—	—	Source
Inactive Share Account (after 12 months)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
Insufficient Funds Fee (to include ACH and check transactions)	$30Within the typical range ($25–$31 nationally)	At the national median	per item	—	Source
Overdraft (to include ACH, checks, and debit card transactions)	$30
Wire TransfersVerified
Domestic Wire Transfer (Incoming)	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Domestic Wire Transfer (Outgoing)	$25
Check ServicesVerified
Check Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Stop Payment	$30Within the typical range ($20–$30 nationally)
Digital & ElectronicVerified
ACH One-time Origination (Out./Incoming)	$5Within the typical range ($5–$20 nationally)	$5 below the national median	—	—	Source
Cash & DepositVerified
Cash Advance Over the Phone/ In Person	$5Within the typical range ($3–$10 nationally)	At the national median	—	—	Source
Coin Processing (Minor Accounts)	$0Within the typical range ($0–$5 nationally)
Account ServicesVerified
Garnishment/Levy/Lien Processing	$25Below the typical range ($30–$75 nationally)	$25 below the national median	per item	—	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$196.3M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$196.3M

Total deposits

$172.5M

Service charge income (year to date)

$607K

Fee income ratio

11.0%

Return on assets

0.27%

Financial profile · Pro

Coloramo Federal Credit Union

Published fees

Get an email when Coloramo Federal Credit Union changes a fee

How the headline fees compare

Size and fee revenue

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings