3 institutions with fee data (2 banks, 1 credit union)
Overdraft (OD)
$34.00
+13.3% vs national
1 institution reporting
Monthly Maintenance
$0.00
-100.0% vs national
1 institution reporting
NSF / Returned Item
$12.00
-60.0% vs national
2 institutions reporting
Non-Network ATM
$2.50
+42.9% vs national
1 institution reporting
| Institution | Type | Assets | Overdraft | Monthly Fee | NSF | ATM | Fees |
|---|---|---|---|---|---|---|---|
| Montecito Bank & Trust | Bank | $2.0B | $34.00 | $0.00 | $9.00 | $2.50 | 27 |
| American Riviera Bank | Bank | $1.4B | - | - | - | - | 11 |
| Santa Barbara Teachers Federal Credit Union |
| Fee Category | Santa Barbara Avg | National | Difference | Reporting |
|---|---|---|---|---|
| Debit Card Replacement | $12.50 | $10.00 | +25.0% | 2 |
| Cashier's Check | $7.50 | $5.00 | +50.0% | 2 |
| Deposited Item Return | $12.50 | $15.00 | -16.7% | 2 |
| NSF / Returned Item |
| CU |
| $308M |
| - |
| - |
| $15.00 |
| - |
| 9 |
| $12.00 |
| $30.00 |
| -60.0% |
| 2 |
| Paper Statement | $2.25 | $3.00 | -25.0% | 2 |
| Wire Transfer (Domestic In) | $7.50 | $10.00 | -25.0% | 2 |
| Wire Transfer (Domestic Out) | $16.50 | $25.00 | -34.0% | 2 |
| Non-Network ATM | $2.50 | $1.75 | +42.9% | 1 |
| Monthly Maintenance | $0.00 | $5.48 | -100.0% | 1 |
| Overdraft (OD) | $34.00 | $30.00 | +13.3% | 1 |
| Stop Payment | $20.00 | $26.00 | -23.1% | 1 |
| Wire Transfer (Int'l Out) | $45.00 | $50.00 | -10.0% | 1 |