21 banks and credit unions have branches in the Vallejo metro area. The Bank Fee Index holds published fees for 16 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from California
Vallejo metro counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
Vallejo metro
7 institutions with a branch here
$5
California
135 institutions headquartered in California
$10
U.S.
2,746 institutions in the index
$10
Chosen as the fee whose Vallejo metro median sits furthest from California's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Vallejo metro with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Vallejo metro
11 institutions with a branch here
$30
California
123 institutions headquartered in California
$25
U.S.
2,601 institutions in the index
$30
Vallejo metro covers every institution with a branch here, wherever it is headquartered. California covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
21 institutions, 11 with a published overdraft fee.
Credit union, membership rules apply · based in Vacaville, CA · 11 branches here
Bank · based in Columbus, OH · 7 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 6 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 6 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Cincinnati, OH · 4 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Dixon, CA · 4 branches here
Account not yet known
“(shown as Overdraft | $32 fee for each item6 (Consumers and Classic Free Checking Accounts held by Sole Proprietors may be charged a maximum of 6 Overdraft Fees per day, for a tota”
Bank · based in Chicago, IL · 4 branches here
Bank · based in San Rafael, CA · 4 branches here
Account not yet known
“Overdraft Fees | $35.00 per paid transaction”
Bank · based in Stockton, CA · 3 branches here
Credit union, membership rules apply · based in Sacramento, CA · 3 branches here
Account not yet known
“Courtesy Pay Fee … $14.00 per item”
Largest banks by local bank deposits
Share of the $6.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Vallejo metro's counties
Deposits and branches cover the Vallejo metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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