73 banks and credit unions have branches in the San Diego-Chula Vista-Carlsbad metro area. The Bank Fee Index holds published fees for 51 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from California
San Diego-Chula Vista-Carlsbad metro counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
San Diego-Chula Vista-Carlsbad metro
33 institutions with a branch here
$5
California
135 institutions headquartered in California
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose San Diego-Chula Vista-Carlsbad metro median sits furthest from California's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare San Diego-Chula Vista-Carlsbad metro with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $37.
Median published overdraft fee
San Diego-Chula Vista-Carlsbad metro
35 institutions with a branch here
$30
California
125 institutions headquartered in California
$25
U.S.
2,605 institutions in the index
$30
San Diego-Chula Vista-Carlsbad metro covers every institution with a branch here, wherever it is headquartered. California covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
73 institutions, 35 with a published overdraft fee.
Bank · based in Columbus, OH · 83 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 72 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 68 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Charlotte, NC · 57 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in San Diego, CA · 36 branches here
Credit union, membership rules apply · based in San Diego, CA · 32 branches here
Account not yet known
“Overdraft Service3 $14 each SAFE”
Credit union, membership rules apply · based in Vienna, VA · 27 branches here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Credit union, membership rules apply · based in San Diego, CA · 22 branches here
Bank · based in Salt Lake City, UT · 21 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Sioux Falls, SD · 16 branches here
Largest banks by local bank deposits
Share of the $135.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the San Diego-Chula Vista-Carlsbad metro's counties
Deposits and branches cover the San Diego-Chula Vista-Carlsbad metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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