21 banks and credit unions have branches in Elk Grove. The Bank Fee Index holds published fees for 17 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from California
Elk Grove counts institutions with a branch here, wherever headquartered. California counts institutions headquartered in the state.
Elk Grove
6 institutions with a branch here
$5
California
135 institutions headquartered in California
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Elk Grove median sits furthest from California's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Elk Grove with California and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Elk Grove
10 institutions with a branch here
$30
California
125 institutions headquartered in California
$25
U.S.
2,605 institutions in the index
$30
Elk Grove covers every institution with a branch here, wherever it is headquartered. California covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
21 institutions, 10 with a published overdraft fee.
Bank · based in Columbus, OH · 4 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Sacramento, CA · 3 branches here
Account not yet known
“Courtesy Pay Fee … $14.00 per item”
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Placerville, CA · 2 branches here
Bank · based in Chicago, IL · 2 branches here
Credit union, membership rules apply · based in Folsom, CA · 2 branches here
Bank · based in Roseville, CA · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Largest banks by local bank deposits
Share of the $4.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Sacramento County
Deposits and branches cover the City of Elk Grove. Population and income cover Sacramento County, the county with most of Elk Grove's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Sacramento County.
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