14 banks and credit unions have branches in Prescott. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Arizona
Prescott counts institutions with a branch here, wherever headquartered. Arizona counts institutions headquartered in the state.
Prescott
5 institutions with a branch here
$0
Arizona
21 institutions headquartered in Arizona
$32
U.S.
2,857 institutions in the index
$30
Chosen as the fee whose Prescott median sits furthest from Arizona's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Prescott with Arizona and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Prescott
11 institutions with a branch here
$30
Arizona
19 institutions headquartered in Arizona
$30
U.S.
2,605 institutions in the index
$30
Prescott covers every institution with a branch here, wherever it is headquartered. Arizona covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
14 institutions, 11 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Kalispell, MT · 2 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Salt Lake City, UT · 2 branches here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Fort Collins, CO · 2 branches here
Account not yet known
“We will charge our normal NSF paid item fee/NSF returned item fee of $10 per item for overdraft items of $10 or less or $32 per item for overdraft items over $10 whether”
Credit union, membership rules apply · based in Phoenix, AZ · 2 branches here
Account not yet known
“Courtesy Pay Overdraft Fee (5 maximum per day) … $29.00 per presentment”
Credit union, membership rules apply · based in Prescott, AZ · 2 branches here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Hicksville, NY · 1 branch here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Largest banks by local bank deposits
Share of the $2.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Yavapai County
Deposits and branches cover the City of Prescott. Population and income cover Yavapai County, the county with most of Prescott's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Yavapai County.
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