34 banks and credit unions have branches in the Montgomery metro area. The Bank Fee Index holds published fees for 27 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Montgomery metro counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Montgomery metro
13 institutions with a branch here
$1.50
Alabama
30 institutions headquartered in Alabama
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Montgomery metro median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Montgomery metro with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Montgomery metro
20 institutions with a branch here
$31
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Montgomery metro covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
34 institutions, 20 with a published overdraft fee.
Bank · based in Birmingham, AL · 15 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Credit union, membership rules apply · based in Montgomery, AL · 13 branches here
Account not yet known
“Fees and charges. The following fees and charges may be assessed against your account: (a.) Statement copies - $2.00 per statement; (b.) Check overdraft - $32.00 per draft; (c.) Co”
Credit union, membership rules apply · based in Prattville, AL · 12 branches here
Account not yet known
“Courtesy Pay | $26.00/item”
Bank · based in Wetumpka, AL · 9 branches here
Account not yet known
“Authorized Overdraft Privilege** | $30 per item”
Bank · based in Jackson, MS · 7 branches here
Account not yet known
“• Personal | $36.00”
Bank · based in Wilmington, DE · 7 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Charlotte, NC · 7 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in Montgomery, AL · 7 branches here
Account not yet known
“Overdraft Fees | $30.00 per occurrence”
Bank · based in Prattville, AL · 6 branches here
Bank · based in Passaic, NJ · 6 branches here
Account not yet known
“Overdrafts: $35 per paid item, up to 4 charges a day.”
Largest banks by local bank deposits
Share of the $9.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Montgomery metro's counties
Deposits and branches cover the Montgomery metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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