Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026
Verified fees
15
Under review
0
Assets
$697.8M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per item · Applies to returned items created by checks, in-person withdrawals, ATM withdrawals, or other electronic means · Source
per item · Source
per item · Source
per year · First Club customers receive $10 discount · Source
per year · First Club customers receive $10 discount · Source
per year · First Club customers receive $10 discount · Source
per year · First Club customers receive $10 discount · Source
per year · Millbrook Branch Only; First Club customers receive $10 discount · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Overdraft & NSFVerified | ||||
| Non-Sufficient Funds (NSF) | $33 | per item | Applies to returned items created by checks, in-person withdrawals, ATM withdrawals, or other electronic means | Source |
ATM & CardVerified | ||||
| Reissue Debit Card/ATM Card | $5 | per item | — | Source |
Wire TransfersVerified | ||||
| Wire Transfer - Domestic Incoming | $5 | per item | — | Source |
| Wire Transfer - Domestic Outgoing | $20 | per item | — | Source |
| Wire Transfer - Foreign Incoming | $25 | |||
Check ServicesVerified | ||||
| Check Cashing: Non-Customers | $10 | per item | — | Source |
| Official Checks | $7 | per item | — | Source |
| Stop Payment | $30 | per item | ||
Cash & DepositVerified | ||||
| Collection Items | $25 | per item | — | Source |
Account ServicesVerified | ||||
| Safe Deposit Box - 10x10 | $100 | per year | First Club customers receive $10 discount | Source |
| Safe Deposit Box - 3x10 | $40 | per year | First Club customers receive $10 discount | Source |
| Safe Deposit Box - 3x5 | ||||
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$697.8M
Total deposits
$644.4M
Service charge income
$164K
Fee income ratio
1.7%
Return on assets
2.45%
Branches
9
Service charge income by quarter
| per item |
| — |
| Source |
| Wire Transfer - Foreign Outgoing | $75 | per item | — | Source |
| — |
| Source |
| $25 |
| per year |
| First Club customers receive $10 discount |
| Source |
| Safe Deposit Box - 5x10 | $65 | per year | First Club customers receive $10 discount | Source |
| Safe Deposit Box - 5x5 | $35 | per year | Millbrook Branch Only; First Club customers receive $10 discount | Source |