Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Max Federal Credit Union

Montgomery, AlabamaCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

(f.) MAX Teller Check - 4.00 each; (g.) Minimum balance violation$10Within the typical range ($5–$20 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=minimum_balance; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="(f.) MAX Teller Check - 4.00 each; (g.) Minimum balance violation - $10.00 per month for each month that account is below $1,000; (h.)" · Source

a monthly service fee of$4.95

$3.55 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=monthly_maintenance; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="below $500.00, a monthly service fee of $4.95 will be charged the following month." · Source

per statement; (h) Monthly Paper Statement Mailed$3

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=paper_statement; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="- $4.00 each; (g) Statement Copies - $2.00 per statement; (h) Monthly Paper Statement Mailed - $3.00 per month; (i) Overdrafts" · Source

Overdraft & NSFVerified

statement; (b.) Check overdraft$32Above the typical range ($7.81–$30 nationally)
$9.50 above the national median
Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=overdraft; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="statement; (b.) Check overdraft - $32.00 per draft; (c.) Copy of check - $2.00 each; (d.) Copy of history - $3.00 each; (e.) Wire transfer -" · Source

ATM & CardVerified

each. MAX ATM withdrawals are exempt from this charge; (m) Membership Fee$1Within the typical range ($1–$4.99 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=atm_non_network; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="charged a fee of $3.00 each. MAX ATM withdrawals are exempt from this charge; (m) Membership Fee - $1.00 per membership; (n) Share" · Source

Check ServicesVerified

Check Cashing Fee$9Within the typical range ($5–$25 nationally)
$0.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=check_cashing; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="Check Cashing Fee - $9.00 per check for those members at least 23 years of age holding no other accounts except a share or share and" · Source
owner surcharges. (c) Check Printing Fee - Varies depending on style of check ordered; (d) Copy of Check$2Within the typical range ($1.75–$10.50 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=check_printing; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="owner surcharges. (c) Check Printing Fee - Varies depending on style of check ordered; (d) Copy of Check - $2.00 per check; (e)" · Source
per hour; (k) Share Transfer for Overdrafts - per transfer for all members 19 years of age or older; (l) Stop Payment Or$20Within the typical range ($20–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=stop_payment; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="$20.00 per hour; (k) Share Transfer for Overdrafts - $2.00 per transfer for all members 19 years of age or older; (l) Stop Payment Order" · Source
Printing Fee - Varies depending on style of check ordered; (d) Copy of Check$2Below the typical range ($2.25–$5 nationally)
$1.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=check_image; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="Printing Fee - Varies depending on style of check ordered; (d) Copy of Check - $2.00 per check; (e) Copy of History - $3.00 each; (f)" · Source
Varies depending on style of check ordered; (d) Copy of Check$2Below the typical range ($2.25–$5 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=check_image; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="Varies depending on style of check ordered; (d) Copy of Check - $2.00 each; (e) Copy of History - $3.00 each; (f) MAX Teller Check" · Source

Digital & ElectronicVerified

given business day. Subject to a service fee of$10Above the typical range ($0–$2.95 nationally)
$10 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=mobile_deposit; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="given business day. Subject to a service fee of $10.00 each month unless you have at least one Direct or Mobile Deposit and" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
(f.) MAX Teller Check - 4.00 each; (g.) Minimum balance violation	$10Within the typical range ($5–$20 nationally)	$4.25 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=minimum_balance; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="(f.) MAX Teller Check - 4.00 each; (g.) Minimum balance violation - $10.00 per month for each month that account is below $1,000; (h.)"	Source
a monthly service fee of	$4.95Below the typical range ($5–$17.50 nationally)	$3.55 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=monthly_maintenance; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="below $500.00, a monthly service fee of $4.95 will be charged the following month."	Source
per statement; (h) Monthly Paper Statement Mailed	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=paper_statement; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="- $4.00 each; (g) Statement Copies - $2.00 per statement; (h) Monthly Paper Statement Mailed - $3.00 per month; (i) Overdrafts"	Source
Overdraft & NSFVerified
statement; (b.) Check overdraft	$32Above the typical range ($7.81–$30 nationally)	$9.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=overdraft; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="statement; (b.) Check overdraft - $32.00 per draft; (c.) Copy of check - $2.00 each; (d.) Copy of history - $3.00 each; (e.) Wire transfer -"	Source
ATM & CardVerified
each. MAX ATM withdrawals are exempt from this charge; (m) Membership Fee	$1Within the typical range ($1–$4.99 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=atm_non_network; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="charged a fee of $3.00 each. MAX ATM withdrawals are exempt from this charge; (m) Membership Fee - $1.00 per membership; (n) Share"	Source
Check ServicesVerified
Check Cashing Fee	$9Within the typical range ($5–$25 nationally)	$0.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=check_cashing; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="Check Cashing Fee - $9.00 per check for those members at least 23 years of age holding no other accounts except a share or share and"	Source

Digital & ElectronicVerified
given business day. Subject to a service fee of	$10Above the typical range ($0–$2.95 nationally)	$10 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2746. canonical_hint=mobile_deposit; text_hash=fad6e36cafbbd659d9429350bae6557d795de6eb8098ef3f3ea0bb03795dd3ae; excerpt="given business day. Subject to a service fee of $10.00 each month unless you have at least one Direct or Mobile Deposit and"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

42% above the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$2.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.4B

Total deposits

$2.1B

Service charge income (year to date)

$6.3M

Fee income ratio

9.1%

Return on assets

1.60%

Financial profile · Pro

Performance from regulator filings

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