Check a Bank's Fees Against the Market

Credit Union · Santa Ana, CA

Schoolsfirst Federal Credit Union

Compared with California medians

1 of 5

main fees above the median

NSF / returned item: $0.50 above the CA median3 below, 1 about the same

See the account terms All 14 fees

Its main fees against California and the U.S.

Monthly Maintenance$3CA median $7 (audience not stated, treated as personal)119 in CAU.S. median $7 (audience not stated, treated as personal)1,902 in U.S.vs CA median -$4
CA

Compare local options in Santa Ana, CA

2 banks and credit unions with a branch in Santa Ana, CA list a lower monthly maintenance or overdraft fee than Schoolsfirst Federal Credit Union's lowest price.

Monthly Maintenancechecking

0 of 5 are lower

Schoolsfirst Federal Credit Union's lowest: $3, Investment Checking

Every monthly maintenance fee in Santa Ana

Overdraft (OD)

Fee change alerts

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Overdraft (OD)$22$25125 in CA$302,605 in U.S.-$3

U.S.

California banks and credit unions, 125 institutions: median $25 (audience not stated, treated as personal), middle 50% $14 to $30.

U.S. banks and credit unions, 2,605 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

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NSF / Returned Item$22$21.50148 in CA$302,857 in U.S.+$0.50

U.S.

California banks and credit unions, 148 institutions: median $21.50 (audience not stated, treated as personal), middle 50% $14 to $29.

U.S. banks and credit unions, 2,857 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

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Non-Network ATM$2$2108 in CA$1.501,649 in U.S.About the same

U.S.

California banks and credit unions, 108 institutions: median $2 (audience not stated, treated as personal), middle 50% $1 to $2.50.

U.S. banks and credit unions, 1,649 institutions: median $1.50 (audience not stated, treated as personal), middle 50% $1 to $2.

See the account terms Ways to avoid this fee

Wire Transfer (Domestic Out)$20$25141 in CA$252,629 in U.S.-$5

U.S.

California banks and credit unions, 141 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $30.

U.S. banks and credit unions, 2,629 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $25.

See the account terms Ways to avoid this fee

Source: Schoolsfirst Federal Credit Union's own published fee schedule, collected Oct 18, 2026. State medians count every bank and credit union headquartered in California that publishes the fee, the group the California page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 2, 2026. Methodology

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Schoolsfirst Federal Credit Union

Its main fees against California and the U.S.

Compare local options in Santa Ana, CA

Monthly Maintenancechecking

Overdraft (OD)

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