Fee check

How do your bank's fees compare?

4,049 banks and credit unions, each fee beside the state and U.S. medians.

Credit Union · Vienna, VA

Navy Federal Credit Union

Compared with Virginia medians

1 of 5

main fees above the median

Monthly maintenance: $2.01 above the VA median4 below

See the account terms All 23 fees

Its main fees against Virginia and the U.S.

Monthly Maintenance$10VA median $7.99 (audience not stated, treated as personal)36 in VAU.S. median $7 (audience not stated, treated as personal)1,904 in U.S.vs VA median +$2.01
VA

Compare local options

Banks and credit unions with a branch in your city that list a lower monthly maintenance or overdraft fee than Navy Federal Credit Union.

Use its headquarters city, Vienna, VA

Fee change alerts

Get an email when a fee at Navy Federal Credit Union changes in our data

Overdraft (OD)$20$3060 in VA$302,605 in U.S.-$10

U.S.

Virginia banks and credit unions, 60 institutions: median $30 (audience not stated, treated as personal), middle 50% $30 to $35.

U.S. banks and credit unions, 2,605 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

See the account terms Ways to avoid this fee

NSF / Returned Item$0$3061 in VA$302,858 in U.S.-$30

U.S.

Virginia banks and credit unions, 61 institutions: median $30 (audience not stated, treated as personal), middle 50% $29 to $32.50.

U.S. banks and credit unions, 2,858 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

See the account terms Ways to avoid this fee

Non-Network ATM$1$1.2548 in VA$1.501,651 in U.S.-$0.25

U.S.

Virginia banks and credit unions, 48 institutions: median $1.25 (audience not stated, treated as personal), middle 50% $1 to $2.

U.S. banks and credit unions, 1,651 institutions: median $1.50 (audience not stated, treated as personal), middle 50% $1 to $2.

See the account terms Ways to avoid this fee

Wire Transfer (Domestic Out)$20$2559 in VA$252,630 in U.S.-$5

U.S.

Virginia banks and credit unions, 59 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $30.

U.S. banks and credit unions, 2,630 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $25.

See the account terms Ways to avoid this fee

Source: Navy Federal Credit Union's own published fee schedule, collected Oct 31, 2026. State medians count every bank and credit union headquartered in Virginia that publishes the fee, the group the Virginia page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 2, 2026. Methodology