Fee benchmarks for 227 financial institutions in Oklahoma, compared against national medians. Part of Federal Reserve District 10 (Kansas City).
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Oklahoma medians against national, sent each time the state index refreshes — plus a link to the sample Competitive Fee Position Report.
Institutions
227
With Fee Data
37
Banks
174
Credit Unions
53
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 174 | 109 |
| Credit Unions | 53 | 30 |
11 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Oklahoma Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| NSF / Returned Item | $27.75 | $28.00 | -0.9% | 12 |
| Stop Payment | $29.00 | $25.00 | +16.0% | 11 |
| Overdraft (OD) | $25.50 | $25.00 | +2.0% | 10 |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Oklahoma. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| Non-Network ATM | $1.00 | $2.00 | -50.0% | 7 |
| Deposited Item Return | $7.50 | $18.75 | -60.0% | 6 |
| Wire Transfer (Domestic In) | $12.50 | $10.00 | +25.0% | 6 |
| Wire Transfer (Domestic Out) | $20.00 | $20.00 | - | 5 |
Data refreshed Oct 5, 2026 · 8,251 verified fees nationally
4 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.