Fee benchmarks for 287 financial institutions in Missouri, compared against national medians. Part of Federal Reserve District 8 (St. Louis).
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Missouri medians against national, sent each time the state index refreshes — plus a link to the sample Competitive Fee Position Report.
Institutions
287
With Fee Data
47
Banks
198
Credit Unions
89
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 198 | 53 |
| Credit Unions | 89 | 29 |
7 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Missouri Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| Monthly Maintenance | $5.00 | $17.50 | -71.4% | 9 |
| Non-Network ATM | $19.88 | $10.00 | +98.8% | 8 |
| NSF / Returned Item | $27.50 | $25.00 | +10.0% |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Missouri. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| 5 |
| Minimum Balance | $250.00 | $250.00 | - | 5 |
| Overdraft (OD) | $25.00 | $25.00 | - | 5 |
Data refreshed Oct 4, 2026 · 5,679 verified fees nationally
2 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.