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Home/Research/Missouri
State Fee Report

Missouri Bank & Credit Union Fees

Fee benchmarks for 287 financial institutions in Missouri, compared against national medians. Part of Federal Reserve District 8 (St. Louis).

Institutions

287

With Fee Data

35

Banks

198

Credit Unions

89

Bank vs. Credit Union — Missouri

How fees compare between banks and credit unions in this state.

CharterInstitutionsFee Observations
Banks19840
Credit Unions8920

Fee Benchmarks — Missouri vs. National

10 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee CategoryMissouri MedianNational MedianDeltaInstitutions
NSF / Returned Item$30.00$25.00+20.0%5
OD Protection Transfer$13.50$5.00+170.0%4
Monthly Maintenance$5.00$10.00-50.0%4

5 more fee categories for Missouri

5 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions
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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Missouri. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

Non-Network ATM$2.00$2.00-3
Debit Card Replacement$8.00$30.00-73.3%3

Data as of Aug 12, 2026 · 13,317 observations