Fee benchmarks for 198 financial institutions in Florida, compared against national medians. Part of Federal Reserve District 6 (Atlanta).
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Florida medians against national, sent each time the state index refreshes — plus a link to the sample Competitive Fee Position Report.
Institutions
198
With Fee Data
44
Banks
85
Credit Unions
113
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 85 | 30 |
| Credit Unions | 113 | 44 |
4 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Florida Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| Monthly Maintenance | $26.25 | $17.50 | +50.0% | 8 |
| NSF / Returned Item | $35.00 | $25.00 | +40.0% | 7 |
| Overdraft (OD) | $12.50 | $25.00 | -50.0% |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Florida. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| 6 |
| Non-Network ATM | $2.50 | $10.00 | -75.0% | 6 |
Data refreshed Oct 4, 2026 · 5,679 verified fees nationally