Beacon Bank and Trust

Headquarters: Brookline, Massachusetts
Charter: Bank
Assets: $22.2B
Fed district: Boston

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Beacon Bank and Trust: $35
Beacon Bank and Trust: $35
U.S. median: no median
NSF / Returned Item
Beacon Bank and Trust: No fee
Beacon Bank and Trust: No fee
U.S. median: no median
Non-Network ATM
Beacon Bank and Trust: $3
Beacon Bank and Trust: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Beacon Bank and Trust’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$35
Account Reconciliation, per hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Research Fee, per hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Transaction Fee4, 6, 15$10
Returned Statement Fee$10

Overdraft & NSF

Overdraft Fee. 1 (audience not stated, treated as personal)$35
per item
Overdraft/Unavailable Funds (UAF) Overdraft Fee$35
NSF Returned Item FeeNo charge
Continuous OD (Overdraft) Fee$35
Overdraft Protection, per transfer$10
per item

ATM & Card

Direct S/C-Fee (non-Beacon Bank ATMs)$3
ATM/Debit Replacement Card Fee$12
ATM/Debit Expedited Card Replacement Fee$65
International ATM/Debit Transactions3%

Wire Transfers

Domestic Wire Transfers: Outgoing$30
Domestic Wire Transfers: Incoming$15
International Wire Transfers: Foreign Currency Outgoing$25
International Wire Transfers: USD Outgoing$40
International Wire Transfers: Foreign Currency Incoming$15

Check Services

Cashier’s Check: Customer$10
Money Orders: Customer$5
Counter Checks, per page (4 Checks per page)$5
per item
Check Cashing Card (for Non-Customers)$5
Check Collection Fee$35
Copy Fee, per item or per page$5
per item

Account Services

Notary FeeNo charge
Drilling Fee$200
Not compared: Box drilling or key fee
Late Fee$25
Not compared: Box drilling or key fee
Replacement Key FeeNo charge
Not compared: Box drilling or key fee
Subpoena Research Fee, per hour$75
Not compared: Charged per hour; comparison unavailable
per hour

Retirement & IRA

IRA Transfer Fee$50

Other Fees

Duplicate or Interim Statement Fee$5
Statement Copy with Images Fee$10
Tax Form Copy Fee, per form$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$35	Not stated	None
Account Reconciliation, per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Research Fee, per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Transaction Fee4, 6, 15	$10	Not stated	None
Returned Statement Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Fee. 1 (audience not stated, treated as personal)	$35	per item	None
Overdraft/Unavailable Funds (UAF) Overdraft Fee	$35	Not stated	None
NSF Returned Item Fee	No charge	Not stated	None
Continuous OD (Overdraft) Fee	$35	Not stated	None
Overdraft Protection, per transfer	$10	per item	None
ATM & Card
Direct S/C-Fee (non-Beacon Bank ATMs)	$3	Not stated	None
ATM/Debit Replacement Card Fee	$12	Not stated	None
ATM/Debit Expedited Card Replacement Fee	$65	Not stated	None
International ATM/Debit Transactions	3%	Not stated	None
Wire Transfers
Domestic Wire Transfers: Outgoing	$30	Not stated	None
Domestic Wire Transfers: Incoming	$15	Not stated	None
International Wire Transfers: Foreign Currency Outgoing	$25	Not stated	None
International Wire Transfers: USD Outgoing	$40	Not stated	None
International Wire Transfers: Foreign Currency Incoming	$15	Not stated	None
Check Services
Cashier’s Check: Customer	$10	Not stated	None
Money Orders: Customer	$5	Not stated	None
Counter Checks, per page (4 Checks per page)	$5	per item	None
Check Cashing Card (for Non-Customers)	$5	Not stated	None
Check Collection Fee	$35	Not stated	None
Copy Fee, per item or per page	$5	per item	None
Account Services
Notary Fee	No charge	Not stated	None
Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Late Fee	$25Not compared: Box drilling or key fee	Not stated	None
Replacement Key Fee	No chargeNot compared: Box drilling or key fee	Not stated	None
Subpoena Research Fee, per hour	$75Not compared: Charged per hour; comparison unavailable	per hour	None
Retirement & IRA
IRA Transfer Fee	$50	Not stated	None
Other Fees
Duplicate or Interim Statement Fee	$5	Not stated	None
Statement Copy with Images Fee	$10	Not stated	None
Tax Form Copy Fee, per form	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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