vs. U.S. typical range:LowerTypicalHigher
$9 above the national median$7.75 above the Florida median
$9 above the national median$7.75 above the Florida median
per month · Source
$4 above the national median$2.75 above the Florida median
per month · Source
$2.50 below the national median$4.45 below the Florida median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| maintenance fee | $15Above the typical range ($4–$10 nationally) | $9 above the national median$7.75 above the Florida median | — | — | Source |
| Monthly maintenance fee | $15Above the typical range ($4–$10 nationally) | $9 above the national median$7.75 above the Florida median | per month | — | Source |
| Monthly maintenance fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.75 above the Florida median | per month | — | Source |
Digital & ElectronicVerified | |||||
| Business Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.45 below the Florida median | — | — | Source |
| Mobile Banking with mobile deposit | $0 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees published
1 of 15
Published fees
5
Under review
0
Assets
$1.4B
Work at OptimumBank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.4B
Total deposits
$1.2B
Service charge income
$444K
Fee income ratio
2.6%
Return on assets
2.15%
Branches
4
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national median |
| — |
| — |
| Source |