Pointbank

Headquarters: Pilot Point, Texas
Charter: Bank
Assets: $1.2B
Fed district: Dallas

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Preferred Checking $5 · Cash Back Checking $6.95 · Possibility Checking $10 · Premier Checking $15
Compared at $8.48, the middle of its prices
Pointbank: $5 to $15
Pointbank: $5 to $15
U.S. median: no median
Overdraft (OD)
Pointbank: $33
Pointbank: $33
U.S. median: no median
NSF / Returned Item
Pointbank: $33
Pointbank: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pointbank’s own schedules, with a source for each figure.

Account Maintenance

Cash Back Checking Monthly service charge$6.95
per month
Possibility Checking Monthly service charge$10
per month
Preferred Checking Monthly service charge$5
per month
Premier Checking Monthly service charge$15
per month
Account Closing (if closed within 90 days of account opening for any reason)$20
Account Reconciliation Charge (per hour, 1 hr. minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Returned Mail Fee$5

Overdraft & NSF

Overdraft fee$33
NSF/Returned Items for Insufficient Funds (per item,per presentment)$33
per item

ATM & Card

Non-Network ATM$1
Replacement Debit Cardiii (per card)$5
per item

Wire Transfers

Wire Transfer - Outgoing Domestic (per transfer)$20
per item
Wire Transfers - Outgoing International (per transfer)$55
per item
Wire Transfers - Incoming Domestic or International (per transfer)$7
per item

Check Services

Cashier's Check (per check)$5
per item
Stop Payments (per check, ACH item, or sequence of checks)$33
per item
Temporary Checks (per check, minimum of 10)$0.20
per item
Non-PointBank Accountholder Check Cashing$5
Collection Items (Canadian only)(plus third party cost incurred by PointBank)$20
Draft Collection Items (per item requiring special handling),plus cost$15
per item

Digital & Electronic

Bill Payment Service (optional enrollment)$5
per month
Reduced bill pay fee$3

Cash & Deposit

Coin Counting Machine (audience not stated, treated as personal)3%
Night Depository Key$10

Account Services

Lost Key Fee (audience not stated, treated as personal)$50
Not compared: Box drilling or key fee
Safe Deposit Box - Drill Box (per box) (audience not stated, treated as personal)$250
Not compared: Box drilling or key fee
Safe Deposit Box 3×5 (annually) (audience not stated, treated as personal)$50
per year
Safe Deposit Box 3x10 (annually) (audience not stated, treated as personal)$65
per year
Safe Deposit Box 5x10 (annually) (audience not stated, treated as personal)$90
per year
Safe Deposit Box l0xl0 (annually) (audience not stated, treated as personal)$190
per year
Garnishments/Levies/Subpoena (per request)$100
per item

Other Fees

Photocopies (per page)$0.20
per item

Fee	Amount	Basis	Note
Account Maintenance
Cash Back Checking Monthly service charge	$6.95	per month	None
Possibility Checking Monthly service charge	$10	per month	None
Preferred Checking Monthly service charge	$5	per month	None
Premier Checking Monthly service charge	$15	per month	None
Account Closing (if closed within 90 days of account opening for any reason)	$20	Not stated	None
Account Reconciliation Charge (per hour, 1 hr. minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft fee	$33	Not stated	None
NSF/Returned Items for Insufficient Funds (per item,per presentment)	$33	per item	None
ATM & Card
Non-Network ATM	$1	Not stated	None
Replacement Debit Cardiii (per card)	$5	per item	None
Wire Transfers
Wire Transfer - Outgoing Domestic (per transfer)	$20	per item	None
Wire Transfers - Outgoing International (per transfer)	$55	per item	None
Wire Transfers - Incoming Domestic or International (per transfer)	$7	per item	None
Check Services
Cashier's Check (per check)	$5	per item	None
Stop Payments (per check, ACH item, or sequence of checks)	$33	per item	None
Temporary Checks (per check, minimum of 10)	$0.20	per item	None
Non-PointBank Accountholder Check Cashing	$5	Not stated	None
Collection Items (Canadian only)(plus third party cost incurred by PointBank)	$20	Not stated	None
Draft Collection Items (per item requiring special handling),plus cost	$15	per item	None
Digital & Electronic
Bill Payment Service (optional enrollment)	$5	per month	None
Reduced bill pay fee	$3	Not stated	None
Cash & Deposit
Coin Counting Machine (audience not stated, treated as personal)	3%	Not stated	None
Night Depository Key	$10	Not stated	None
Account Services
Lost Key Fee (audience not stated, treated as personal)	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Drill Box (per box) (audience not stated, treated as personal)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3×5 (annually) (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box 3x10 (annually) (audience not stated, treated as personal)	$65	per year	None
Safe Deposit Box 5x10 (annually) (audience not stated, treated as personal)	$90	per year	None
Safe Deposit Box l0xl0 (annually) (audience not stated, treated as personal)	$190	per year	None
Garnishments/Levies/Subpoena (per request)	$100	per item	None
Other Fees
Photocopies (per page)	$0.20	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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