vs. U.S. typical range:LowerTypicalHigher
$1 above the national median$1.25 below the New Jersey median
per month · Source
$7.50 above the national median$5 above the New Jersey median
$4 above the national median$4 above the New Jersey median
per item · Source
$5 below the national median$2 below the New Jersey median
At the national medianAt the New Jersey median
$1 above the national median$1 above the New Jersey median
per item · Source
$2.50 below the national medianAt the New Jersey median
per item · Source
$5 above the national medianAt the New Jersey median
$2 above the national medianAt the New Jersey median
per item · Source
$3 below the national median$8 below the New Jersey median
per item · Source
$40 below the national median$75 below the New Jersey median
$35 above the national medianAt the New Jersey median
$10 above the national median$20 below the New Jersey median
At the national medianAt the New Jersey median
$2 above the national median$2 above the New Jersey median
$2 above the national median$2 above the New Jersey median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account Charge, per month | $6Within the typical range ($5–$10 nationally) | $1 above the national median$1.25 below the New Jersey median | per month | — | Source |
| Statement Reconciliation Assistance, per hour | $25Within the typical range ($11.38–$25 nationally) | $7.50 above the national median$5 above the New Jersey median | — | — | Source |
Overdraft & NSFVerified | |||||
| Charge to Return Check for NSF, per item | $34Above the typical range ($25–$32 nationally) | $4 above the national median$4 above the New Jersey median | per item | — | Source |
ATM & CardVerified | |||||
| Lost Debit Card Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2 below the New Jersey median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire Transfer Fee, per domestic wire | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New Jersey median | — | — | Source |
Check ServicesVerified | |||||
| Bank Check Fee, per check | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the New Jersey median | per item | — | Source |
| Stop Payment Charge, per item | $25 | ||||
Cash & DepositVerified | |||||
| Deposited Items Returned fee, per item | $12Within the typical range ($8–$25 nationally) | $3 below the national median$8 below the New Jersey median | per item | — | Source |
Account ServicesVerified | |||||
| Lost Safe Deposit Key Fee, 1 key | $5Below the typical range ($30–$70 nationally) | $40 below the national median$75 below the New Jersey median | — | — | Source |
| Lost Safe Deposit Key Fee, 2 keys | $80 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer Fee | $25Within the typical range ($25–$35 nationally) | At the national medianAt the New Jersey median | — | — | Source |
Other FeesVerified | |||||
| Interim Statement fee | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New Jersey median | — | — | Source |
| Photocopy of Monthly Statement fee, per statement | $5 | ||||
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
16
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.2B
Total deposits
$925.1M
Service charge income
$234K
Fee income ratio
2.7%
Return on assets
0.34%
Branches
14
Service charge income by quarter
Financial profile · Pro
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| $2.50 below the national medianAt the New Jersey median |
| per item |
| — |
| Source |
| Collection Fee (for incoming collection of a Somerset Regal Bank Account) | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New Jersey median | — | — | Source |
| Copy of Check Paid Fee, per check | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New Jersey median | per item | — | Source |
| $35 above the national medianAt the New Jersey median |
| — |
| — |
| Source |
| Charge for Legal Process | $60Within the typical range ($30–$100 nationally) | $10 above the national median$20 below the New Jersey median | — | — | Source |
| $2 above the national median$2 above the New Jersey median |
| per month |
| — |
| Source |